Evans Bancorp, Inc. (AMEX:EVBN) Q4 2022 Earnings Call Transcript February 2, 2023
Operator: Greetings. Welcome to the Evans Bancorp’s Fourth Quarter Fiscal Year 2022 Financial Results. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. Please note, this conference is being recorded. I will now turn the conference over to your host, Craig Mychajluk. You may begin.
Craig Mychajluk: Thank you, and good afternoon,...