Enova (ENVA) Stock Price Accelerated Following Acquisition Announcement

Blue Tower Asset Management, an asset management company, released its fourth-quarter 2025 investor letter. A copy of the letter can be downloaded here. The strategy delivered its best results so far in 2025, outperforming the market on both an absolute and relative basis. In Q4 2025, the Blue Tower Global Value strategy delivered 13.15% net (13.46% gross), bringing the 2025 returns to 53.11% (54.75% gross). Enova and Georgia Capital (CGEO) were the leading performance contributors in Q4 and 2025, with Enova gaining 64% and CGEO gaining 178% in 2025. In addition, please check the Strategy’s top five holdings to know its best picks in 2025.

In its fourth-quarter 2025 investor letter, Blue Tower Asset Management highlighted Enova International, Inc. (NYSE:ENVA) as its leading contributor. Enova International, Inc. (NYSE:ENVA) is a technology and analytics company. Enova International, Inc. (NYSE:ENVA) shares traded between $79.41 and $168.68 over the past 52 weeks. On January 28, 2026, Enova International, Inc. (NYSE:ENVA) stock closed at $159.26 per share. One-month return of Enova International, Inc. (NYSE:ENVA) was 1.31%, and its shares lost 33.58% of their value over the last three months. Enova International, Inc. (NYSE:ENVA) has a market capitalization of about $3.94 billion.

Blue Tower Asset Management stated the following regarding Enova International, Inc. (NYSE:ENVA) in its fourth quarter 2025 investor letter:

“In Q4 2025, the two biggest contributors to performance were Enova International, Inc. (NYSE:ENVA) and Georgia Capital (London:CGEO). These two companies were also responsible for the majority of our 2025 gains with Enova gaining 64%. Enova continued growing organically in 2025. Year-over-year originations grew by 22% in Q3 2025. They have added new retail and business borrowers and their underwriting algorithms are continuously updated. Machine learning models are retrained frequently (in some cases daily), and these models drive their underwriting decisions (85% of which are completely automated). Their models materially improve repayment predictability versus bureau scores alone. And most importantly, the information in their customer databases continues to accumulate, which is the fuel for their data-driven underwriting process.

They also continued with their share buybacks, reducing share count more than 5% over 12 months from 26.27M in Q3 2024 to 24.88M shares in Q3 2025. These buybacks have been ongoing for several years. At the beginning of Q3 2021, they were at 36.87M shares…” (Click here to read the full text)

Enova International, Inc. (ENVA): Among the Stocks That Outperform the Broader Market

Enova International, Inc. (NYSE:ENVA) is not on our list of 30 Most Popular Stocks Among Hedge Funds. According to our database, 33 hedge fund portfolios held Enova International, Inc. (NYSE:ENVA) at the end of the third quarter, compared to 34 in the previous quarter. For Q4 2025, Enova International, Inc. (NYSE:ENVA) reported revenue totaling $839 million, up 15% compared with the same period last year. While we acknowledge the risk and potential of Enova International, Inc. (NYSE:ENVA) as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than Enova International, Inc. (NYSE:ENVA) and that has 10,000% upside potential, check out our report about this cheapest AI stock.

In another article, we covered Enova International, Inc. (NYSE:ENVA) and shared the list of best small-cap stocks with huge potential according to Reddit as market looks beyond AI trade. In addition, please check out our hedge fund investor letters Q4 2025 page for more investor letters from hedge funds and other leading investors.

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Disclosure: None. This article is originally published at Insider Monkey.