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Citigroup Inc. (C) Raises $3.6B in Capital, Redeems €1.75B Debt to Boost Efficiency

We recently compiled a list of the 13 Best Major Stocks to Invest in Now. Citigroup Inc. stands fifth on our list.

Citigroup Inc. (NYSE:C), a global financial services leader operating in over 180 countries, has recently focused on strengthening its capital structure and expanding operations. In July 2025, the company raised $2.7 billion through a preferred share offering and €900 million via callable subordinated notes due 2036. It also redeemed €1.75 billion of existing debt due in 2026, reflecting strategic liability management and efforts to enhance funding efficiency.

Citigroup Inc. (NYSE:C) is often regarded the best major stocks due to its strong financial position and growth prospects. Operationally, the business announced an expansion in Charlotte, North Carolina, with 510 new jobs, reinforcing its presence in key U.S. markets. This domestic growth complements its broader financial momentum.

In Q2 2025, the business reported $21.67 billion in revenue, an 8.2% year-over-year increase, and earnings per share of $1.96, surpassing analyst expectations by nearly 22%. Strong performance in banking (up 18%) and wealth management (up 20%) contributed to this growth, particularly in U.S. consumer banking segments like branded credit cards and retail deposits.

A data analyst in front of a computer monitor, analyzing a series of financial trends.

Further signaling confidence in its financial health, Citigroup Inc. (NYSE:C) increased its quarterly dividend by 7% to $0.60 per share, extending a 34-year track record of uninterrupted payouts.

While we acknowledge the risk and potential of C as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than C and that has 10,000% upside potential, check out our report about this cheapest AI stock.

READ NEXT: The Best and Worst Dow Stocks for the Next 12 Months and 10 Unstoppable Stocks That Could Double Your Money.

Disclosure: None.

The $250 Trillion AI Hype is Real. A few years from now, you’ll probably wish you’d bought this stock.

Dr. Inan Dogan

Dr. Ian Dogan

Co-Founder and Research Director at Insider Monkey

When Jeff Bezos said that one breakthrough technology would shape Amazon’s destiny, even Wall Street’s biggest analysts were caught off guard.

Fast forward a year and Amazon’s new CEO Andy Jassy described generative AI as a “once-in-a-lifetime” technology that is already being used across Amazon to reinvent customer experiences.

At the 8th Future Investment Initiative conference, Elon Musk predicted that by 2040 there would be at least 10 billion humanoid robots, with each priced between $20,000 and $25,000.

Do the math. According to Musk, this technology could be worth $250 trillion by 2040.

Put another way, that’s roughly equal to:

  • 175 Teslas
  • 107 Amazons
  • 140 Metas
  • 84 Googles
  • 65 Microsofts
  • And 55 Nvidias

And here’s the wild part — this $250 trillion wave isn’t tied to one company, but to an entire ecosystem of AI innovators set to reshape the global economy.

It’s a leap so massive, it could reshape how businesses, governments, and consumers operate worldwide.

Even if that $250 trillion figure sounds ambitious, major firms like PwC and McKinsey still see AI unlocking multi-trillion-dollar potential.

How could anything be worth that much?

The answer lies in a breakthrough so powerful it’s redefining how humanity works, learns, and creates.

And this breakthrough has already set off a frenzy among hedge funds and Wall Street’s top investors.

What most investors don’t realize is that one under-owned company holds the key to this $250 trillion revolution.

In fact, Verge argues this company’s supercheap AI technology should concern rivals.

Before I reveal the details, let’s talk about how some of the richest people on the planet are positioning themselves.

  • Bill Gates sees artificial intelligence as the “biggest technological advance in my lifetime,” more transformative than the internet or personal computer, capable of improving healthcare, education, and addressing climate change.
  • Larry Ellison — through Oracle, is spending billions on Nvidia chips and partnering with Cohere to embed generative AI across Oracle’s cloud and apps.
  • Warren Buffett — not known for tech hype — says this breakthrough could have a ‘hugely beneficial social impact.

When billionaires from Silicon Valley to Wall Street line up behind the same idea — you know it’s worth paying attention to.

Even as we admire what Tesla, Nvidia, Alphabet, and Microsoft have built, we believe an even greater opportunity lies elsewhere…

But the real story isn’t Nvidia — it’s a much smaller company quietly improving the critical technology that makes this entire revolution possible.

And judging by what I’m hearing from both Silicon Valley insiders and Wall Street veterans…

This prediction might not be bold at all:

A few years from now, you’ll wish you’d owned this stock.

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Dr. Inan Dogan

Dr. Ian Dogan

Co-Founder and Research Director at Insider Monkey

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