Citi Lowers Block (XYZ) PT to $85 While Maintaining Buy Rating

Block Inc. (NYSE:XYZ) is one of the best stocks under $50 to invest in. On February 5, Citi analyst Bryan Keane lowered the firm’s price target on Block to $85 from $105 while keeping a Buy rating. The firm reset the target ahead of the company’s Q4 2025 report, though Citi still expects Block to achieve its 19% gross profit growth estimate.

On January 27, Cantor Fitzgerald initiated coverage of Block with an Overweight rating and an $87 price target and noted that the company’s turnaround is gaining momentum. The firm highlighted that new product initiatives suggest the firm’s innovation engine is performing at a high level. While Cantor found Block’s medium-term guidance impressive, it emphasized that the company’s future success now depends on its ability to execute those plans.

Additionally, on January 20, Truist analyst Matthew Coad raised the firm’s price target on Block Inc. (NYSE:XYZ) to $72 from $68 with a Hold rating as part of a broader Q4 earnings preview for the FinTech sector. Coad expects solid quarterly results but noted that difficult year-over-year comparisons might limit volume-related beats.

Citi Lowers Block (XYZ) PT to $85 While Maintaining Buy Rating

While Truist remains optimistic about the sector throughout 2026, the firm suggested that some management teams could provide initial 2026 guidance that resets Street expectations slightly lower.

Block Inc. (NYSE:XYZ), together with its subsidiaries, builds ecosystems focused on commerce and financial products and services in the US and internationally. It has two segments: Square and Cash App.

While we acknowledge the potential of XYZ to grow, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than XYZ and that has 100x upside potential, check out our report about this cheapest AI stock.

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Disclosure: None. This article is originally published at Insider Monkey.