Chime Financial (CHYM) Up More Than 10.5% Since Q3, Here’s What You Need to Know

​Chime Financial, Inc. (NASDAQ:CHYM) is one of the Best Up and Coming Tech Stocks to Buy. Wall Street is bullish on the stock since the company topped estimates during its fiscal Q3 2025. The stock has surged more than 10.5% since the release.

​On November 13, James Faucette from Morgan Stanley reiterated a Buy rating on the stock with a $40 price target. Earlier on November 6, Patrick Moley from Piper Sandler also reiterated a Buy rating on Chime Financial, Inc. (NASDAQ:CHYM) but lowered the price target from $35 to $30.

During the quarter, the company grew its revenue by 29% year-over-year to $544 million, surpassing estimates by $12.24 million. The EPS of $0.08 also topped estimates by $0.33. The growth was driven by a 65% increase in Platform-related revenue and 16% growth in Payments revenue. Notably, the company also grew its active member count by 21% year-over-year to 9.1 million.

Analyst Patrick Moley of Piper Sandler noted that the increase in customers should alleviate investors’ concerns regarding stagnant growth in Q1 and Q2. Moreover, the updated full-year revenue guidance of $2.163 billion – $2.173 billion suggests more than 21.5% growth at mid-point.

​​Chime Financial, Inc. (NASDAQ:CHYM) is a fintech company that provides banking services through FDIC-insured bank partners.

While we acknowledge the potential of CHYM to grow, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than CHYM and that has 100x upside potential, check out our report about this cheapest AI stock.

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Disclosure: None. This article is originally published at Insider Monkey.