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Chicago Atlantic REIT Declares Dividend Following Strong Earnings and Restructuring

Chicago Atlantic Real Estate Finance, Inc. (NASDAQ:REFI) is among our list of 10 best low risk dividend paying stocks for June 2025.

The company claims strong performance against peers and announced successful loan restructuring in its 2025 first quarter earnings call, before unveiling a cash dividend for the second quarter.

The skyline of a major metropolitan center, dotted with commercial real estate properties.

Based in Florida, Chicago Atlantic Real Estate Finance, Inc. (NASDAQ:REFI) is a leading mortgage REIT in the market. The company utilizes significant real estate, credit, and cannabis expertise to offer senior secured loans. The primary focus is on state-licensed cannabis operators in limited-license states in the U.S.

On May 7, 2025, the company conducted its first quarter earnings call. As part of the call, the company reported that since its inception, it has outperformed all the exchange-listed mortgage rates by 51% to 55%, with respect to median and average total return. It has also announced the successful completion of the restructuring of loan number nine, which involved foreclosing assets, acquiring new senior secured loans, and bringing previously non-operational dispensaries back online. The restructuring could potentially lead to a reversal of $1.2 million in CECL reserves related to this loan.

Later, on June 16, 2025, following these developments, the company announced a regular quarterly cash dividend of $0.47 per share for the second quarter of 2025.

With a beta of 0.31 and a dividend yield of 13.28%, Chicago Atlantic Real Estate Finance, Inc. (NASDAQ:REFI) offers an income both attractive and less volatile. Investors purchasing the stock before June 30, 2025, will qualify for the next dividend payout.

While we acknowledge the potential of REFI as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you’re looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.

READ NEXT: 10 Best Dividend Stocks According to Jim Cramer and 10 Best Dividend Stocks to Buy for Dependable Dividend Growth.

Disclosure. None.

The $250 Trillion AI Hype is Real. A few years from now, you’ll probably wish you’d bought this stock.

When Jeff Bezos said that one breakthrough technology would shape Amazon’s destiny, even Wall Street’s biggest analysts were caught off guard.

Fast forward a year and Amazon’s new CEO Andy Jassy described generative AI as a “once-in-a-lifetime” technology that is already being used across Amazon to reinvent customer experiences.

At the 8th Future Investment Initiative conference, Elon Musk predicted that by 2040 there would be at least 10 billion humanoid robots, with each priced between $20,000 and $25,000.

Do the math. According to Musk, this technology could be worth $250 trillion by 2040.

Put another way, that’s roughly equal to:

  • 175 Teslas
  • 107 Amazons
  • 140 Metas
  • 84 Googles
  • 65 Microsofts
  • And 55 Nvidias

And here’s the wild part — this $250 trillion wave isn’t tied to one company, but to an entire ecosystem of AI innovators set to reshape the global economy.

It’s a leap so massive, it could reshape how businesses, governments, and consumers operate worldwide.

Even if that $250 trillion figure sounds ambitious, major firms like PwC and McKinsey still see AI unlocking multi-trillion-dollar potential.

How could anything be worth that much?

The answer lies in a breakthrough so powerful it’s redefining how humanity works, learns, and creates.

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What most investors don’t realize is that one under-owned company holds the key to this $250 trillion revolution.

In fact, Verge argues this company’s supercheap AI technology should concern rivals.

Before I reveal the details, let’s talk about how some of the richest people on the planet are positioning themselves.

  • Bill Gates sees artificial intelligence as the “biggest technological advance in my lifetime,” more transformative than the internet or personal computer, capable of improving healthcare, education, and addressing climate change.
  • Larry Ellison — through Oracle, is spending billions on Nvidia chips and partnering with Cohere to embed generative AI across Oracle’s cloud and apps.
  • Warren Buffett — not known for tech hype — says this breakthrough could have a ‘hugely beneficial social impact.

When billionaires from Silicon Valley to Wall Street line up behind the same idea — you know it’s worth paying attention to.

Even as we admire what Tesla, Nvidia, Alphabet, and Microsoft have built, we believe an even greater opportunity lies elsewhere…

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