Capital One Financial Corporation (COF) Releases Q2 2025 Results; Citigroup Raises PT

With a low price-to-earnings multiple and a significant presence in Warren Buffett’s investment portfolio, Capital One Financial Corporation (NYSE:COF) earns a spot on our list of the 12 Cheap Value Stocks to Buy Now According to Warren Buffett.

Capital One Financial Corporation (COF) Releases Q2 2025 Results; Citigroup Raises PT

A customer using a mobile banking app at home to securely transfer money.

Capital One Financial Corporation (NYSE:COF) released its Q2 2025 results on July 22, 2025. While the company posted a net loss of $4.3 billion, its adjusted earnings amounted to $2.8 billion, reflecting strong operational performance. Meanwhile, the net loss was attributed to the impact of the Discover acquisition. The company’s revenue increased due to the partial-quarter contribution from Discover. On the other hand, pre-provision earnings increased by 34%. COF’s management expects strong long-term potential of the acquisition.

Meanwhile, two days later, Citigroup raised its price target from $250 to $275, reinforcing the management’s view of the company’s long-term prospects. Previously, on July 11, 2025, JPMorgan had also increased its target on Capital One Financial Corporation (NYSE:COF) from $210 to $245. The analyst attributed the price revision to a reduced risk of ‘left-tailed scenarios’ and improved long-term growth prospects.

Capital One Financial Corporation (NYSE:COF), a diversified bank serving consumers and small businesses, offers credit cards, auto loans, banking, and savings products. It is included in our list of cheap value stocks to buy.

While we acknowledge the potential of COF to grow, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than COF and that has 100x upside potential, check out our report about this cheapest AI stock.

READ NEXT: 9 Cheap Solid State Battery Stocks to Invest in Now and 7 Best Potash Stocks to Buy According to Analysts.

Disclosure: None.