BMO Capital Reiterates ‘Outperform’ Rating on Fair Isaac Corp (FICO), Cuts Price Target

Fair Isaac Corporation (NYSE:FICO) is one of the best depressed stocks to buy in 2025. On August 4, BMO Capital reiterated its ‘Outperform’ rating on the stock but reduced the price target to $1,650 from $1,800. The price target adjustment follows an expert event by Clayton Dukes, a former senior employee, on August 1.

BMO Capital Reiterates ‘Outperform’ Rating on Fair Isaac Corp (FICO), Cuts Price Target

Photo by Joshua Mayo on Unsplash

The former employee shared key industry dynamics and presented a more pessimistic view, which forced BMO Capital to alter its price target on Fair Isaac. According to Dukes, the emergence of a duopoly in the credit rating industry presents significant risks. The former employee is wary of flat pricing for the company as a result of the following year.

Consequently, BMO Capital reiterated its ‘Outperform’ rating but cut the price target to account for potential market shifts over time. The positive stance underscores the research firm’s continued confidence in the company’s performance and long-term prospects.

Fair Isaac Corporation (NYSE:FICO) provides analytic, software, and data management products and services that help businesses automate, improve, and connect decisions. It offers FICO Score, a widely used credit score, and also provides solutions for credit risk management, fraud prevention, customer management, and regulatory compliance.

While we acknowledge the potential of INFY to grow, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than INFY and that has 100x upside potential, check out our report about this cheapest AI stock.

READ NEXT: Top 10 Medical AI Companies to Buy According to Analysts and 10 Best Rare Earth Stocks to Buy Now.

Disclosure: None. This article is originally published at Insider Monkey.