Block (XYZ) Retains Strong Analyst Sentiment Amid Improving Momentum in Fintech Sector

Block, Inc. (NYSE:XYZ) is one of Cathie Wood’s 10 stock picks with huge upside potential.

As of February 2, 2026, Block, Inc. (NYSE:XYZ) enjoys the confidence of 70% of analysts who remain bullish on the stock, with consensus indicating a 40.70% upside potential.

The most recent analyst opinion was from Cantor Fitzgerald on January 27, 2026, when the firm initiated coverage of Block, Inc. (NYSE:XYZ). The investment firm issued an ‘Overweight’ rating with an $87 price target. The firm’s confidence stems from the belief that the early stages of the company’s turnaround are largely complete and that operational momentum is beginning to build.

Cantor also reflected on Block’s new product initiatives, viewing them as evidence that the company’s innovation engine is firing on all cylinders. Thus, investor focus is shifting toward execution from restructuring, the analyst noted. The investment firm remains confident in the company’s medium-term guidance, though it cautions that a sustained stock re-rating remains contingent on Block, Inc. (NYSE:XYZ)’s ability to deliver consistent performance across its growing ecosystem.

Meanwhile, on January 22, 2026, Reuters reported that Citigroup analysts are increasingly favoring U.S. fintechs, with the sector gaining relative advantage as Washington takes a turn toward a more affordability-driven agenda for the November 2026 midterm elections. As policy pivots toward consumer-friendly credit and small-business services, Citi views Block, Inc. (NYSE:XYZ) as a key beneficiary. Following the stock’s more than 23% decline in 2025, the firm indicates a potential sentiment recovery if the company’s execution improves amid a more favorable regulatory environment.

Block, Inc. (NYSE:XYZ) focuses on developing integrated financial ecosystems through Square and Cash App. The company offers payments, software, hardware, and consumer financial tools, including peer-to-peer payments, cards, and investing services.

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