Billionaire Brian Higgins’ 5 Stock Picks With Huge Upside Potential

2. UWM Holdings Corporation (NYSE:UWMC)

King Street Capital’s Stake: $20 Million

Analyst Upside Potential: 73%

UWM Holdings Corporation (NYSE:UWMC) first appeared in the 13F portfolio of King Street Capital in the first quarter of 2021. This position comprised 7.1 million shares. In the next quarter, the fund reduced this stake by over 37%. In the third quarter of 2021, this holding was further trimmed by 55% and share ownership was reduced to under 2 million shares. By the next quarter, the position had been sold off completely. A new stake was disclosed in the third quarter of 2025, consisting of 2.8 million shares. Filings for the fourth quarter of 2025 show that the fund owned 4.5 million shares in the firm, up 64% compared to the previous quarter.

UWM Holdings Corporation (NYSE:UWMC) recently recorded a massive surge in loan originations. In Q4 2025, the company reported $49.6 billion in originations, its highest quarterly volume since 2021 and a 28% year-over-year increase. While many lenders are shrinking, UWM is using its lowest-cost provider status to aggressively capture market share. Smart money views this as a last man standing play in the mortgage industry. Another significant driver of institutional interest in the stock is the deployment of Mia, the proprietary AI voice assistant of UWM. Mia is expected to handle over 12 million calls in 2026, significantly reducing operational expenses.