Bernstein Lowers Fiserv (FI) Price Target to $205 on Argentina Impact

Fiserv, Inc. (NYSE:FI) is one of the best falling stocks to buy now. On July 7, Bernstein SocGen Group lowered its price target on Fiserv from $214 to $205 and maintained its “Outperform” rating on the stock. The firm cited the negative impact of Fiserv’s operations in Argentina, which Bernstein estimates reduced revenue growth and margins by 1-3 percentage points each in Q2 2025.

Bernstein Lowers Fiserv (FI) Price Target to $205 on Argentina Impact

This impact relates to lower interest rates and high-margin pressures specific to the Argentine market. Bernstein highlighted that operating expenses (OpEx) grew about $120 million above usual patterns. About $40 million of the OpEx growth was attributed to acquisitions, and the remainder to increased distribution and investment costs.

Bernstein noted that despite these headwinds, Fiserv’s revenue growth remains healthy at approximately 6.7% year-over-year. The firm expressed caution about Fiserv’s second-half 2025 outlook, stating the numbers might not be fully de-risked. Benefits from newer initiatives and stable macroeconomic factors (including prepayment business and Argentina) could provide a 3-4 percentage point lift to revenues.

Fiserv, Inc. (NYSE:FI) is an American financial technology company. It provides payment processing, digital banking, and financial services solutions to banks, credit unions, merchants, and government institutions. The company operates through platforms such as Clover for point-of-sale systems and offers services including card issuing, account processing, fraud protection, and real-time payments.

While we acknowledge the potential of Fiserv, Inc. (NYSE:FI) as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than FI and that has 100x upside potential, check out our report about the cheapest AI stock.

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Disclosure: None. This article is originally published at Insider Monkey.