Analysts Split on Nu Holdings (NU) After Q4 Results

Nu Holdings Ltd. (NYSE:NU) is one of the 10 Best Stocks Under $20 to Buy According to Hedge Funds. On March 4, UBS analyst Thiago Batista reduced the firm’s price target on Nu Holdings Ltd. (NYSE:NU) from $18.40 to $17.20 and kept a Neutral rating on the stock.

This update comes after the company released its financial results for the fourth quarter. Nu Holdings Ltd. (NYSE:NU) added 4 million customers in the fourth quarter of 2025 and a total of 17 million customers throughout the full year. By the end of December 2025, the company had reached 131 million customers worldwide, which represents a 15% year-over-year increase.

Analysts Split on Nu Holdings (NU) After Q4 Results

However, earlier, on March 2, Morgan Stanley increased its price target on Nu Holdings Ltd. (NYSE:NU) from $18 to $21 and kept its Overweight rating on the stock.

This update came after the firm hosted an investor roundtable with the company’s CFO after Q4 results. Morgan Stanley pointed out that the discussion reinforced Nu Holdings Ltd.’s (NYSE:NU) “long-term compounding story.” The firm also raised its EPS forecast and noted that the current market expectations are “well behind.”

Nu Holdings Ltd. (NYSE:NU) is a financial technology company that operates a digital banking platform. The company has a fully digital model and offers a wide range of financial services to customers in Brazil, Mexico, and Colombia.

While we acknowledge the risk and potential of NU as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than NU and that has 10,000% upside potential, check out our report about this cheapest AI stock.

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