Analysts See Long-Term Strength in Visa (V) Despite Minor Headwinds

Visa Inc. (NYSE:V) is one of the top stocks to buy and hold forever. The company derives its strength from its global payment network effects and brand trust, with it commanding over 50% of the worldwide credit market outside of China.

On August 4, Truist analyst Matthew Coad lowered his price target on Visa Inc. (NYSE:V) slightly, from $397 to $392, while keeping a Buy rating. The revision followed Q3 2025 results and reflects modest cuts to FY 2026 and FY 2027 EPS forecasts (less than 1%).

Analysts See Long-Term Strength in Visa (V) Despite Minor Headwinds

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Slower travel-related cross-border growth, higher client incentives, and rising personnel costs drove the changes to estimates. However, the analyst’s Buy rating indicates that, despite the minor adjustment, Visa Inc.’s (NYSE:V) long-term fundamentals remain intact.

Coad’s positive view came after similar calls from Macquarie and Barclays analysts, who reiterated Buy-equivalent ratings and raised price targets on July 30–31. Since those updates, the stock is up only marginally (+1.32%).

Visa Inc. (NYSE:V) is a payments technology company that enables digital transactions and electronic funds transfers across more than 200 countries and territories.

While we acknowledge the potential of V to grow, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than V and that has 100x upside potential, check out our report about this cheapest AI stock.

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Disclosure: None. This article is originally published at Insider Monkey.