Analysts See a 28% Potential Upside in Globe Life Inc. (GL)

Globe Life Inc. (NYSE:GL) is among the 9 Best Life Insurance Stocks to Buy Now. 

Morgan Stanley Analyst Maintains An Overweight Rating On Globe Life Inc. (GL)

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As of December 5, analyst opinions on Globe Life Inc. (NYSE:GL) are broadly positive, with around two-thirds of analysts assigning it a Buy or equivalent rating. The consensus 1-year median price target is $168.50, implying over 28% upside.

TheFly reported on November 17, 2025, that Morgan Stanley analyst Bob Huang reduced the firm’s price objective for Globe Life Inc. (NYSE:GL) to $177 from $179. He maintains an Overweight rating for the stock. The firm revised its insurance-sector models in response to the Q3 results. According to the analyst’s note, life insurance earnings outperformed share price changes. Furthermore, according to Morgan Stanley, the property and casualty market is about to start a softening cycle in 2026.

Globe Life Inc. (NYSE:GL) reported an increase in premium revenue in the last quarter. The firm has more than 17,500 exclusive agents and aims to have more than 28,000 agents and $1.4 billion in annual sales by 2030. Investments in technology, such as recruiting CRM and a new worksite enrollment platform, are increasing productivity throughout the main distribution channels. American Income life premiums increased by 5%, Liberty National’s margin grew by 57%, and Family Heritage health insurance premiums climbed by 10% with 9% agent growth in the most recent quarter.

Globe Life Inc. (NYSE:GL) also stated that for the full year 2025, it anticipates net operating earnings per diluted share to be in the $14.40 to $14.60 range, reflecting a 17% increase at the midpoint. The business projects an 11% rise in net operating earnings per diluted share for the year, excluding assumption adjustments in 2024 and 2025.

Globe Life Inc. (NYSE:GL) is a holding company that, through its subsidiaries, offers an extensive range of life and supplemental health insurance products, as well as annuities, to a broad customer base.

While we acknowledge the risk and potential of GL as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than GL and that has 10,000% upside potential, check out our report about this cheapest AI stock.

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