7 Best Digital Payments Stocks to Invest In Now

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1. Visa Inc. (NYSE:V)

Number of Hedge Fund Holders: 179 

Analysts’ Upside Potential as of December 20: 21.98%

Visa Inc. (NYSE:V) is among the Best Digital Money Stocks.

On December 19, 2025, Reuters reported that Visa Inc. (NYSE:V) and Mastercard had settled a class-action lawsuit alleging they conspired to maintain artificially high ATM access fees by paying a total of $167.5 million. The proposed settlement requires judicial approval and was submitted to the federal district court in Washington. Both companies would each contribute roughly $88.8 million and $78.7 million to a settlement fund for qualified consumers who have been charged unreimbursed fees at independently operated non-bank ATMs since October 2007. The 2011 lawsuit challenged industry regulations that allegedly prevented lower ATM fees. Mastercard and Visa Inc. (NYSE:V) denied any misconduct. Lawyers may demand up to 30% of the funds as payment for their services. ATM operators have yet to file a separate case.

Separately, on December 12, theFly reported that Visa Inc. (NYSE:V) and Orange Money Group, a division of Orange, formed a strategic alliance to speed up online payments and provide access to financial services in the Middle East and Africa. The partnership’s goal is to offer consumers safe, easy, and globally accepted payment options. After previous implementations, the rollout will spread to other markets, such as Guinea, Burkina Faso, and the Democratic Republic of the Congo. The firms stated that the project builds on existing deployments and promotes broader acceptance of digital payments through its infrastructure.

Visa Inc. (NYSE:V) shares are up by 11.08% YTD as of December 22, 2025.

Visa Inc. (NYSE:V) is one of the world’s largest payment processors.

While we acknowledge the potential of V to grow, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than V and that has 100x upside potential, check out our report about the cheapest AI stock.

READ NEXT: 20 Best AI Stock To Buy Now and 30 Best Stocks to Buy Now According to Billionaires.

Disclosure: None. 7 Best Digital Payments Stocks to Invest In Now is originally published on Insider Monkey. Insider Monkey focuses on uncovering the best investment ideas of hedge funds and insiders. Please subscribe to our free daily e-newsletter to get the latest investment ideas from hedge funds’ investor letters by entering your email address below.

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