5 US Cities to Retire on $3,000 a Month

4. Harlingen, Texas

Insider Monkey Score: 54    

Cost of Living: 75.9  

Median Home Price: $232,000        

Average Rent (1-bedroom): $739     

Livability Score: 71

This beautiful city along the Texas Gulf Coast may be exactly what a retiree may be looking for in terms of affordability and amenities. Harlingen boasts a great variety of shopping options, many local attractions, and even a historic downtown to explore. Home prices and rents are well below the national average here, making it a cheap place to retire to.