5 Stocks Positioned for Breakout Growth

3. Chime Financial, Inc. (NASDAQ:CHYM)

Stock Upside Potential: 29.64%

Number of Hedge Fund Holders: 49

Chime Financial, Inc. (NASDAQ:CHYM) is one of the stocks positioned for breakout growth. On April 14, Texas Capital Securities initiated coverage of Chime Financial, Inc. (NASDAQ:CHYM) with a Buy rating and a $28 price target.

The bullish stance underscores research optimism about the company’s growth outlook, as it expects revenue to grow at a compound annual rate of 20% from 2025 to 2028. In 2025, Chime Financial’s revenue grew 31%, and the company achieved a 88% gross profit margin over the last 12 months.

The research firm is also projecting a 22% EBITDA margin in 2028, as the company leads non-bank FinTechs in brand awareness and client engagement. Texas Capital Securities is expected to trade at a 2028 enterprise value-to-EBITDA multiple of 12 times, in line with other high-growth technology peers. It also expects Chime Financial to add 1.5 million to 2 million consumers per year through 2028.

Chime Financial, Inc. (NASDAQ:CHYM) is a company, not a bank, that provides fee-free banking services through a user-friendly mobile app and debit card. It helps users manage money by offering features such as early paycheck access, no monthly fees, a secured credit builder card, and overdraft protection.