5 States Where Car Insurance Costs The Least

3. New Hampshire

Average Full Coverage Insurance Cost: $109

Average Liability Insurance Cost: $47

New Hampshire, defined by its quaint towns, is one of the smallest states in the US in terms of size. It ranks among the top 3 on our list of states where car insurance costs the least. As of 2023, the average monthly rate for full coverage insurance is $109 in New Hampshire. The average monthly rate for liability insurance in the state is $47.