5 Most Undervalued Tech Stocks to Buy Right Now

2. PagSeguro Digital Ltd. (NYSE:PAGS)

Forward P/E: 6.20

On May 12, PagSeguro Digital Ltd. (NYSE:PAGS) reported Q1 2026 results showing credit portfolio growth of 36% year over year and non-GAAP net income of R$575 million. CEO Carlos Mauad said the corporation is beginning the strategic framework built over prior quarters, scaling credit as a core growth engine alongside payments and banking.

Mauad cautioned that Q1 of 2025 would be the most challenging quarter of the year. The CEO noted tougher comparisons linked to higher SELIC rates that pressured funding costs and margins, even though acquiring volumes improved and credit origination developed gradually. He said the digital ecosystem continued to deepen engagement and expand product penetration across active clients, supporting higher lifetime value.

He underlined credit as the top priority. He also pointed to higher analytics, governance, and modeling skills, as well as the expansion of short-term SME loans and private payroll financing.

Furthermore, Mauad stressed the efficiency advantages of artificial intelligence and cost control in risk, engagement, and operations, stating that these should help long-term value generation and operating leverage.

 PagSeguro Digital Ltd. (NYSE:PAGS) works in financial technology solutions. Its business model includes Multiple digital payment systems and in-person payments through POS devices that sell to merchants. It also includes free digital accounts issuing prepaid cards to customers for spending or withdrawing account balances and acting as an acquirer.