5 Expensive Places to Retire That Are Worth It

4. Carmel-by-the-Sea, California, USA

Insider Monkey Score: 58

Beautiful downtown, great walkability, and ideal climate make Carmel-by-the-Sea an attractive destination for retirees. It exudes an exclusive and prestigious atmosphere for those who wish to live an upscale retirement. There are luxurious real estate options and upscale properties available for the affluent too. The cultural scene is very rich, and plenty of wellness and spa facilities are available for relaxation.