5 Cheapest Beach Towns to Retire in the US

4. Oscoda, Michigan

Insider Monkey Score: 60

Cost of Living Index: 74.9

Average Monthly Rent: $1014

Median Home Price: $200,000

Oscoda is one of the most affordable beach towns that seniors can retire to in the US. This town provides the ultimate Northern Michigan experience to its residents. It is brimming with pristine beaches, spectacular views, and a plethora of recreational activities. However, it is best known for walleye fishing and hiking trails. The cost of living in this town is 25.1% lower than the national average.