5 Best US Cities to Retire with $1 Million in Retirement Savings

4. Berea, Kentucky

Insider Monkey Score: 31

Livability Score: 72

Years Lived on $1 Million: 39.1

Famous for its dining options and art festivals, Berea in Kentucky offers retirees affordable living. With a cost of living that is 16.1% lower than the national average, Berea retirees can manage to spend on things other than just the necessities – especially if they have $1 million in their retirement savings. Senior citizens who decide to make this city their forever home can partake in a variety of activities to fill their days. Some of the most popular options include visiting the Berea College Forestry Outreach Center, shopping at the Berea Farmers Market, and dining at the Smokehouse Grill and Buffet.