5 Best Up and Coming Stocks to Buy for the Next 3 Years

In this article, we will list the 5 Best Up and Coming Stocks to Buy for the Next 3 Years. Please visit 10 Best Up and Coming Stocks to Buy for the Next 3 Years to see the extended list and the methodology behind it.

5. Figure Technology Solutions Inc. (NASDAQ:FIGR)

Number of Hedge Fund Holders: 51

Figure Technology Solutions Inc. (NASDAQ:FIGR) is one of the best up and coming stocks to buy for the next 3 years. On June 10, Figure Technology entered a definitive agreement to acquire Kiavi, an AI-powered platform for residential real estate investors, in a transaction valued at $717 million. As part of the deal, a JV between Figure and Sixth Street will acquire Kiavi’s balance sheet assets. The acquisition is set to significantly scale Figure’s tokenized asset marketplace by adding $7 billion in annual first-lien loan volume and over $100 million in monthly flow to its Democratized Prime platform.

The integration is expected to advance Figure’s mission of modernizing capital markets through blockchain, while supporting its presence in the residential transition and rental property loan sectors. By using Figure’s blockchain infrastructure and AI-driven Adaptor product for agent-to-agent onboarding, the company aims to reduce costs, improve efficiency, and maintain its medium-term 60% EBITDA margin target. Kiavi CEO Arvind Mohan will join Figure’s executive team as Chief Business Officer following the close of the deal.

This acquisition positions Figure Technology Solutions Inc. (NASDAQ:FIGR) to capture a larger share of the residential real estate market, which represents a $200 billion annual origination opportunity. By moving these assets onto blockchain rails, Figure expects to drive earnings accretion and achieve an unlevered cash payback in under four years, further solidifying its role as a leader in real-world asset tokenization.

Figure Technology Solutions Inc. (NASDAQ:FIGR) is a US fintech company operating a blockchain‑native capital marketplace for loan origination, funding, and trading of tokenized assets, including consumer credit and digital asset products.