5 Best Places to Retire on a Lake

3. Gainesville, Georgia

Insider Monkey Score: 4.30

Those seeking retirement on a lake can choose Gainesville, Georgia. Situated on the shores of Lake Lanier, the city provides ample recreational opportunities. Residents enjoy swimming, boating, water skiing, fishing, and other activities on the lake. The city offers a mild climate throughout the year, so residents can enjoy an active lifestyle. Besides the lake, there are hiking trails, picnic areas, and camping sites. The cost of living in Gainesville is affordable, being 6.8% lower than the US average. The median listing home price is $460,000.