5 Best Places in Virginia for a Couple to Live on Only Social Security

3. Lynchburg

Insider Monkey Score: 35

Cost of Living Index: 80.9

Median Home Price: $275,000

Average Monthly Rent: $1,167

According to Kiplinger, Lynchburg is the place you want to retire to for good health. This small city is very affordable for retirees to live on social security alone, boasting a cost of living that is 19.1% lower than the national average. The city is located in a nice area close to the Blue Ridge Mountains, overlooking the James River. Seniors can embrace an active lifestyle in this city which boasts 18 miles of urban trails. Back in 2011, the city was also awarded the title of outstanding runner-friendly community.