5 Best Kept Secret Places to Retire in USA

3. Cedar Key, Florida

Insider Monkey Score: 15.5

The small island of Cedar Key in Florida is a paradise for retirees who wish to lay back and relax in their golden years. Located 60 miles away from Phoenix, Cedar Key is a cool place for those wishing to explore the desert, golf courses, and even archaeological sites. Overall, it is a tight knit community with a good livability. Living costs are extremely affordable, being 10% lower than the national average. Moreover, median home cost is $313,000. There are a number of retirement communities and assisted living options that retirees can find in the city.