5 Best Fintech Stocks to Buy as Digital Payment Volume Surges

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1. Mastercard Inc. (NYSE:MA)

Short % of Float: 0.82%

Mastercard Inc. (NYSE:MA) ranks among the best fintech stocks to buy as digital payments volume surges. On June 25, UBS reiterated its Buy rating on Mastercard Inc. (NYSE:MA) and set a price objective of $640 for the company’s shares. The rating followed the firm’s hosting of Mastercard Inc (NYSE:MA) executives for three days of investor meetings.

The meetings involved discussions around agentic commerce, namely Agent Pay for Machines, the purchase of BVNK, value-added services and products, international travel, net revenue growth, MDL-1720, and the competitive landscape and portfolio successes.

The talks, according to UBS, complemented earlier disclosures while boosting optimism regarding Mastercard’s medium-to-longer-term growth forecast and resilience.

According to UBS’s reverse discounted cash flow analysis, MA’s current share price implies a net revenue compound annual growth rate of about 4% from 2031 to 2040, which the firm believes will be significantly lower than what the firm will achieve.

Meanwhile, as previously noted, on June 10, Mastercard Inc (NYSE:MA) launched Agent Pay for Machines, a new service that will enable regulated, coordinated, and machine-speed transactions over its global payments network.

Mastercard Inc (NYSE:MA) operates in the payments industry and is one of the leading payment processors for everyday consumers, financial institutions, governments, and businesses. The company is headquartered in New York, United States.

While we acknowledge the potential of MA to grow, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than MA and that has 100x upside potential, check out our report about the cheapest AI stock.

READ NEXT: Starter Stock Portfolio: 14 Safe Stocks to Buy Now and 40 Most Popular Stocks Among Hedge Funds Heading Into 2026.

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