5 Best Cheap Car Insurance in New York For 2024

2. USAA

Monthly cost: $119

USAA is a standout choice for eligible members due to its combination of low rates and excellent customer service. The company consistently earns high marks for claims satisfaction and maintains a low rate of complaints across its insurance products.

One of USAA’s notable features is the array of perks it offers for active service members. This includes waived deductibles for uniforms and a substantial discount of up to 60% for stored cars during deployment.

It’s important to note that USAA has stringent eligibility requirements, limiting policy access to a select few groups of individuals. However, for those who qualify, USAA stands as a top-tier option for affordable rates and exceptional customer service in the insurance industry.