5 Best Car Insurance in Texas for 2024

4. National General

Average Annual Cost: $1,580

National General Car Insurance specializes in providing non-standard car insurance tailored for high-risk drivers, offering services such as filing SR-22 forms with states when required and featuring a diminishing deductible option. The insurance provider also stands out for its additional coverage types, including new car replacement insurance and rideshare insurance.

Moreover, National General’s DynamicDrive program incentivizes safe driving behavior that could potentially lower policyholders’ rates, while also providing a lifetime guarantee for repairs conducted at their Gold Medal Repair Shops. However, some drawbacks include the absence of gap insurance coverage, and the lack of a mobile app. National General Car Insurance also received a D+ grade in a survey conducted among collision repair professionals.