5 AI Stocks with Potential to Rise 1000 Percent

2. Upstart Holdings, Inc. (NASDAQ:UPST)

On April 30, 2026, Upstart Holdings, Inc. (NASDAQ:UPST) partnered with Justice Federal Credit Union to expand access to its lending platform. Chief Lending Officer Cindy Kenny said the collaboration supports the credit union’s goal of increasing access to affordable credit through “scalable digital lending solutions” for members at different stages of their financial journey.

On April 29, 2026, Upstart Holdings, Inc. (NASDAQ:UPST) secured a forward-flow agreement with funds managed by affiliates of Fortress Investment Group, which will purchase up to $1.25B of consumer loans over 15 months. The agreement follows an earlier transaction between the two parties announced in 2025.

In March, Mizuho lowered its price target on Upstart Holdings, Inc. (NASDAQ:UPST) to $51 from $66 while maintaining an Outperform rating, reflecting updated assumptions on market multiples.

Upstart Holdings, Inc. (NASDAQ:UPST) operates a cloud-based artificial intelligence lending platform in the United States.