20 Small-Cap Stocks Insiders Were Buying in Q1 2025

6. Ready Capital Corporation (NYSE:RC)

Number of insiders buying: 6

Market Capitalization: $813.48 million

Ready Capital is a real estate finance company in the United States, operating through two segments: LMM Commercial Real Estate and Small Business Lending. It originates, acquires, and services a variety of loans, including commercial real estate, SBA, and USDA loans. The New York-based company operates as a real estate investment trust (REIT).

In a recent development, Ready Capital completed its acquisition of United Development Funding IV as part of a merger agreement dated November 29, 2024. The combined company will operate under the name “Ready Capital Corporation” and continue trading on the NYSE under the ticker “RC.”

In March, six insiders, including the CFO, CEO, CIO, and COO acquired a total of $703,810 worth of Ready Capital shares at an average price of $5.06 per share. Year-to-date, the stock is down 30.94%, trading at $4.71 per share. Over the past 12 months, the stock lost 45.92%.

For the fourth quarter of 2024, Ready Capital reported a net loss of $314.75 million, which compares to a net income of $10.88 million in the same period of 2023. Small business lending originations were of $384 million, including $315 million of small business administration loans. For the full year, the company disclosed a net loss of $430.4 million, compared to a net income of $348.41 million in 2023. During the fourth quarter, Ready Capital acquired around 5.8 million shares of the company’s stock at an average price of $7.35 per share as part of a stock repurchase program.

According to StockAnalysis, eight analysts rate Ready Capital as a “Hold” with a 12-month stock price target of $7.58. The average price target suggests a 60.93% upside from the latest price.