20 Expensive Places to Retire That Are Worth It

Published on July 30, 2023 at 11:07 pm by Ghazal Ahmed in Lists, News, Retirement

In this article, we will take a look at 20 expensive places to retire that are worth it. If you wish to skip our detailed analysis on retiring rich and the most expensive places to retire to, you may go to 5 Expensive Places to Retire That Are Worth It.

When it comes to wealthiest cities in the world, New York emerges at the top with over 340,000 millionaires. Tokyo, and of course San Francisco’s Bay Area follow the lead, with 290,300 and 285,000 millionaires respectively. But do these millionaires prefer these cities for retirement, or do they have second-homes elsewhere? Read on to find out.

Retiring Rich

Retirement is a multifaceted term carrying diverse connotations for retirees. For those without substantial savings, downgrading lifestyles and relying on social security is largely what reaps retirement. Such individuals, or even those with moderate nest eggs, end up facing the decision of rejoining the workforce, or worse, emulating the paths of their less fortunate counterparts. Conversely, the affluent tend to embrace a more autonomous working lifestyle in this period, instead of completely relinquishing their professional pursuits.

For such affluent retirees, money still comes from investments, businesses built, and ventures started. They pay taxes and build on their wealth while enjoying a slower pace of life. However, CNBC notes that becoming such a high-net-worth individual may seem farfetched for 74% of US adults. The impossible dream takes more than making a good salary or diverse income streams. In fact, CNBC reveals that retirement investing plays a significant role in the portfolios of the elite.

Morgan Stanley (NYSE:MS), The Charles Schwab Corporation (NYSE:SCHW), and Bank of America Corporation (NYSE:BAC) are few financial institutions offering individuals with retirement accounts for their golden years. Many high-net-worth individuals have contributed as much as 55% of their wealth through such retirement accounts. Michelle Brownstein, a certified financial planner and vice president of Empower Private Client Group working with high-net-worth clients, reveals that

“The strategies needed to get rich are different from the ones required to stay rich and eventually earn on your money”.

Therefore, a diversified investment portfolio can go a long way in expanding wealth. Maxing out your retirement account can also help your money grow through the magic of compound interest. For those who are employers themselves, companies such as Morgan Stanley (NYSE:MS), The Charles Schwab Corporation (NYSE:SCHW), and Bank of America Corporation (NYSE:BAC) offer traditional and Roth IRAs to allow you and your employees to start saving.

Expensive Places to Retire to

A complex question every potential retiree faces when nearing retirement is where they should be retiring to. Many affordable options have been popping up over the years, from the sunny state of Florida to Mexico, the Caribbean, and Central America. The average retiree finds affordable options to help make the most of their retirement income.

However, not everyone tends to think this way. For the rich retirees, the top priority isn’t affordability; it’s luxury. Due to this reason, this time, we’ve been rounding up on the most expensive cities to retire to, such as New York, Paris, Nice, and Monaco City, to see which ones classify as the best places for the affluent to retire to.

Not only are these some of the best places to retire if you’re rich, but also the best options for retirees to socialize with like-minded individuals. For those who wish to stay in the States, Ney York’s Big Apple, New York City, is home to the most number of millionaires in the world. This fact grants it the title of the wealthiest city in the world, according to a report by Henley & Partners.

CNBC has also crowned New York as the most expensive state to retire in, followed by New Jersey, Vermont, Massachusetts, and Maryland. California is also an expensive state to live in. Wealthy individuals love to retire to such places, offering them the best of shopping, dining, and other form of leisure. There are many expensive retirement communities for the wealthy in other parts of the states too, such as Promontory Club in Utah, White Sands at La Jolla, La Jolla, California, and The Clare in Chicago.

Wherever you choose to retire, you must start saving immediately and have enough savings in your retirement accounts. Morgan Stanley (NYSE:MS), The Charles Schwab Corporation (NYSE:SCHW), and Bank of America Corporation (NYSE:BAC) not only offer retirement accounts but also offer a range of resources to help you maximize your retirement savings.

JCStudio/Shutterstock.com

Methodology

To compile the list of expensive places to retire that are worth it, we began by checking out the most expensive countries in the world. We narrowed our parameters to top retirement choices for the affluent, their seasonal hotpots, and the wealthiest cities where the centi-millionaires are buying their primary and secondary homes. Henley & Partners and other sources, helped us make the list.

Centi-millionaires refers to individuals with investable wealth of USD 100 million or more. Next, we crosschecked our list with what users were raving over various forums and assessed them on factors such as modern amenities, beaches and golf courses, and luxurious properties.

After scoring them individually on these factors, we totaled our scores and ranked the places in ascending order from the least to the most scores.

Here are the most expensive places to retire that are worth it.

20. Park City, Utah, USA

Insider Monkey Score: 26

One of the wealthiest small urban areas of the US, Park City is home to wealthy retirees and millionaires with second homes. Residents get to enjoy the marvelous mountain life in the summers, as well as enjoy skiing in the winters. Catch celebrities and other elites from around the world at the annual Sundance Film Festival, a major cultural appeal of Park City. From luxurious resorts, charming boutique shops, and exquisite fine dining establishments to top-notch medical facilities, the city offers everything an affluent retiree could desire.

19. Villefranche-sur-Mer, France

Insider Monkey Score: 30

This quaint seaside town, Villefranche-sur-Mer, is located on the French Riviera, less than a half hour away from Nice. Associated with exclusivity and luxury, Villefranche-sur-Mer is favored by celebrities, high-profile individuals, and all sorts of elite. It is also revered for its gastronomy, and residents like to engage in gourmet dining experiences, savoring the exquisite flavors of the Mediterranean cuisine. Villefranche-sur-Mer also offers the most luxurious real-estate properties, allowing retirees with an opportunity to live in grandeur.

18. Saint Tropez, France

Insider Monkey Score:32

A gleaming jewel on the Côte d’Azur, Saint Tropez is one of the most expensive places to retire that are worth it. A wealth of recreational pursuits await the affluent in Saint Tropez, from world-class golf courses, sailing and yachting activities in the coastal vistas, or getting warm in the sun-kissed beaches. The culinary escapades in Saint Tropez are exclusive, offering the best of gourmet food and fine dining.

17. Monaco City, Monaco

Insider Monkey Score: 33

Monaco is another one of the most expensive places to retire. Enjoying a beautiful Mediterranean climate, well-developed healthcare, and a luxurious lifestyle is certainly a dream for the retiree seeking extravagance. The place boasts countless upscale restaurants, high-end shopping, and cultural events that entertain residents. Real estate options are exclusive, with retirees having plenty of options to suit their needs.

16. Antibes, France

Insider Monkey Score: 42

Retirees who seek sophistication and charm can choose Antibes, France; enjoying a prestigious location on the French Riviera. Retirees get to experience an exclusive lifestyle, a sophisticated social scene, and fine gourmet dining in the city. They also have a chance to indulge in intellectual pursuits through the many historical sites, museums, and art galleries. Lastly, the real estate is quite exclusive, and the affluent retiree can find an opulent residence to spend their golden years.

15. Lugano, Switzerland

Insider Monkey Score: 43

The picturesque Swiss town of Lugano, Switzerland, is home to many millionaires who live in the city or have second homes for spending vacations. Retirees get to enjoy the highest quality of life here, with panoramic views of the Swiss Alps and scenic sights of Lake Lugano offering them a beautiful escapade. The city is also culturally rich, multilingual, and secure for its residents. An affluent expat community has slowly developed over the years, offering retirees the chance to socialize with like-minded individuals.

14. Lisbon, Portugal

Insider Monkey Score: 46

Lisbon is no longer the affordable city it used to be, owing to rising taxes, tourism, and wealthy retirees moving there. According to Henley & Partners, over 35 centi-millionaires live as permanent residents in Lisbon, and more than 150 more centi-millionaires pop in to spend their vacations. Plenty of upscale real estate options are available for the affluent, offering lavish living spaces according to individual needs. Healthcare is also high-quality, while the infrastructure is excellent.

13. Paris, France

Insider Monkey Score: 48

Quintessential French lifestyle, luxury shopping, and architectural marvels make Paris, France, another expensive place that is worth retiring to. Dine in expensive Michelin-starred restaurants, explore the diverse cultural scenes, and live in luxurious mansions in the prestigious neighborhoods of Paris. Residents get to enjoy living with like-minded individuals from around the world here.

12. Cannes, France

Insider Monkey Score: 49

Retirees get to enjoy an active lifestyle in Cannes, France, on the beautiful French Riviera. This prestigious retirement destination attracts the affluent worldwide, offering them an exclusive and sophisticated lifestyle. Upscale villas and elegant apartments come with scenic views of the sea, marinas, and yachting facilities are abounding, and there is a diverse international community to socialize with. All these factors make Cannes one of the best places for rich retirees.

11. Saint Jean Cap Ferrat, France

Insider Monkey Score: 50

The French Riviera is overflowing with prestigious options for the affluent retirees, and another addition to our list is Saint Jean Cap Ferrat, one of the top luxury places for retirement. Offering a picturesque coastline, a peaceful Mediterranean lifestyle, and plentiful recreational opportunities, Saint Jean Cap Ferrat can be a beautiful place to call home. It is already home to Russian oligarchs and Hollywood A-listers and is one of the most expensive locations in the world.

10. West Palm Beach, Florida USA

Insider Monkey Score: 50

One of the wealthiest cities in Palm Beach County, West Palm Beach offers retirees the best of amenities, real estate, and lifestyle. It is also a golfer’s paradise, a beach hub, and offers plentiful modern amenities for retirees. Numerous luxurious waterfront residences, high-end condos, and gated communities are available for retirees to choose from. The healthcare system is also robust, and overall the active lifestyle makes it an attractive destination for retirees.

9. Zurich, Switzerland

Insider Monkey Score: 51

One of the best cities for the wealthy, Zurich offers retirees the highest quality of life, the lowest crime rate, and a diverse expat community. The healthcare system is top-notch, the international airport is well-connected to various European destinations, and the cultural scene is extremely vibrant. Its beautiful location on the shores of Lake Zurich, surrounded by the Swiss Alps, offers retirees a chance to enjoy nature and indulge in plentiful activities as well.

8. Holland Village, Singapore

Insider Monkey Score: 52

This prestigious and upscale neighborhood in Holland Village, Singapore, is one of the most expensive places to retire that is worth it. The vibrant Holland “V” is a lively destination for international dining and nightlife. There are plentiful parks and green locations, a range of amenities, and a world-class healthcare system. It is also one of the safest cities in the world, so retirees can stay with a relaxed peace of mind.

7. Boca Raton, Florida, USA

Insider Monkey Score: 53

The affluent city of Boca Raton is another expensive place worth retiring to. Home to upscale and exclusive neighborhoods, the city offers a warm climate, beautiful beaches, and many recreational opportunities. The city also houses world-class museums, designer boutiques, and fine dining establishments. It is one of the most expensive places to retire that are worth it.

6. Mornington Peninsula, Australia

Insider Monkey Score: 54

Australia’s popular retirement spot, Mornington Peninsula, is an expensive place worth retiring to. White sandy beaches, picturesque views of Port Phillip Bay and the Bass Strait, wineries, and lots of golf make it an attractive retirement destination. Luxurious spas, wellness retreats, and natural hot springs are also good additions for retirees.

Click to continue reading and see 5 Expensive Places to Retire That Are Worth It.

The $250 Trillion AI Hype is Real. A few years from now, you’ll probably wish you’d bought this stock.

Published on October 6, 2025 at by Inan Dogan, PhD

When Jeff Bezos said that one breakthrough technology would shape Amazon’s destiny, even Wall Street’s biggest analysts were caught off guard.

Fast forward a year and Amazon’s new CEO Andy Jassy described generative AI as a “once-in-a-lifetime” technology that is already being used across Amazon to reinvent customer experiences.

At the 8th Future Investment Initiative conference, Elon Musk predicted that by 2040 there would be at least 10 billion humanoid robots, with each priced between $20,000 and $25,000.

Do the math. According to Musk, this technology could be worth $250 trillion by 2040.

Put another way, that’s roughly equal to:

175 Teslas
107 Amazons
140 Metas
84 Googles
65 Microsofts
And 55 Nvidias

And here’s the wild part — this $250 trillion wave isn’t tied to one company, but to an entire ecosystem of AI innovators set to reshape the global economy.

It’s a leap so massive, it could reshape how businesses, governments, and consumers operate worldwide.

Even if that $250 trillion figure sounds ambitious, major firms like PwC and McKinsey still see AI unlocking multi-trillion-dollar potential.

How could anything be worth that much?

The answer lies in a breakthrough so powerful it’s redefining how humanity works, learns, and creates.

And this breakthrough has already set off a frenzy among hedge funds and Wall Street’s top investors.

What most investors don’t realize is that one under-owned company holds the key to this $250 trillion revolution.

In fact, Verge argues this company’s supercheap AI technology should concern rivals.

Before I reveal the details, let’s talk about how some of the richest people on the planet are positioning themselves.

Bill Gates sees artificial intelligence as the “biggest technological advance in my lifetime,” more transformative than the internet or personal computer, capable of improving healthcare, education, and addressing climate change.
Larry Ellison — through Oracle, is spending billions on Nvidia chips and partnering with Cohere to embed generative AI across Oracle’s cloud and apps.
Warren Buffett — not known for tech hype — says this breakthrough could have a ‘hugely beneficial social impact.

When billionaires from Silicon Valley to Wall Street line up behind the same idea — you know it’s worth paying attention to.

Even as we admire what Tesla, Nvidia, Alphabet, and Microsoft have built, we believe an even greater opportunity lies elsewhere…

But the real story isn’t Nvidia — it’s a much smaller company quietly improving the critical technology that makes this entire revolution possible.

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AI, Tariffs, Nuclear Power: One Undervalued Stock Connects ALL the Dots (Before It Explodes!)

Published on October 5, 2025 at by Inan Dogan, PhD

Artificial intelligence is the greatest investment opportunity of our lifetime. The time to invest in groundbreaking AI is now, and this stock is a steal!

AI is eating the world—and the machines behind it are ravenous.

Each ChatGPT query, each model update, each robotic breakthrough consumes massive amounts of energy. In fact, AI is already pushing global power grids to the brink.

Wall Street is pouring hundreds of billions into artificial intelligence—training smarter chatbots, automating industries, and building the digital future. But there’s one urgent question few are asking:

Where will all of that energy come from?

AI is the most electricity-hungry technology ever invented. Each data center powering large language models like ChatGPT consumes as much energy as a small city. And it’s about to get worse.

Even Sam Altman, the founder of OpenAI, issued a stark warning:

“The future of AI depends on an energy breakthrough.”

Elon Musk was even more blunt:

“AI will run out of electricity by next year.”

As the world chases faster, smarter machines, a hidden crisis is emerging behind the scenes. Power grids are strained. Electricity prices are rising. Utilities are scrambling to expand capacity.

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As demand from AI data centers explodes, this company is gearing up to profit from the most valuable commodity in the digital age: electricity.

The “Toll Booth” Operator of the AI Energy Boom

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AI. Energy. Tariffs. Onshoring. This One Company Ties It All Together.

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20 Expensive Places to Retire That Are Worth It

Published on July 30, 2023 at 11:07 pm by Ghazal Ahmed in Lists, News, Retirement

Retiring Rich

Expensive Places to Retire to

Methodology

20. Park City, Utah, USA

19. Villefranche-sur-Mer, France

18. Saint Tropez, France

17. Monaco City, Monaco

16. Antibes, France

15. Lugano, Switzerland

14. Lisbon, Portugal

13. Paris, France

12. Cannes, France

11. Saint Jean Cap Ferrat, France

10. West Palm Beach, Florida USA

9. Zurich, Switzerland

8. Holland Village, Singapore

7. Boca Raton, Florida, USA

6. Mornington Peninsula, Australia

The $250 Trillion AI Hype is Real. A few years from now, you’ll probably wish you’d bought this stock.

Published on October 6, 2025 at by Inan Dogan, PhD

AI, Tariffs, Nuclear Power: One Undervalued Stock Connects ALL the Dots (Before It Explodes!)

Published on October 5, 2025 at by Inan Dogan, PhD

Here’s why this is a deal you can’t afford to pass up:

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20 Expensive Places to Retire That Are Worth It

Published on July 30, 2023 at 11:07 pm by Ghazal Ahmed in Lists, News, Retirement

Share

Retiring Rich

Expensive Places to Retire to

Methodology

20. Park City, Utah, USA

19. Villefranche-sur-Mer, France

18. Saint Tropez, France

17. Monaco City, Monaco

16. Antibes, France

15. Lugano, Switzerland

14. Lisbon, Portugal

13. Paris, France

12. Cannes, France

11. Saint Jean Cap Ferrat, France

10. West Palm Beach, Florida USA

9. Zurich, Switzerland

8. Holland Village, Singapore

7. Boca Raton, Florida, USA

6. Mornington Peninsula, Australia

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The $250 Trillion AI Hype is Real. A few years from now, you’ll probably wish you’d bought this stock.

Published on October 6, 2025 at by Inan Dogan, PhD

AI, Tariffs, Nuclear Power: One Undervalued Stock Connects ALL the Dots (Before It Explodes!)

Published on October 5, 2025 at by Inan Dogan, PhD

Here’s why this is a deal you can’t afford to pass up: