15 Stocks That Could Mint Millionaires in 2026

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10. Upstart Holdings, Inc. (NASDAQ:UPST)

Number of Hedge Fund Holders: 37

Next Year Revenue Growth: 27%

Next Year EPS Growth: 51%

Analyst Upside: 78%

Upstart Holdings, Inc. (NASDAQ:UPST) is one of the stocks that could mint millionaires in 2026.

The fintech firm, founded in 2012, has originated about $48 billion in loans, a small share of the overall lending market. It partners with over 100 banks and credit unions and offers personal loans, auto refinancing, and home equity lines of credit—together representing a multi-trillion-dollar opportunity. A key innovation is using artificial intelligence to replace traditional FICO credit scoring, analyzing more than 2,500 borrower variables to better assess credit risk and reduce defaults.

In early November, the firm announced a new 12-month forward-flow agreement with alternative investment firm Castlelake. Under the deal, the latter has agreed to purchase up to $1.5 billion in consumer loans originated on the Upstart platform. This is the third such deal between the two companies, with earlier ones being $4 billion and $1.2 billion purchase agreements.

Upstart Holdings, Inc. (NASDAQ:UPST) operates a cloud-based artificial intelligence (AI) lending platform in the United States.

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