15 Best Affordable Stocks to Buy According to Analysts

5. XP Inc. (NASDAQ:XP)

Forward P/E Ratio: 9.47

Number of Hedge Fund Holders: 22

Analyst Upside Potential: 37.11%

XP Inc. (NASDAQ:XP) is one of the Best Affordable Stocks to Buy According to Analysts. On December 16, Thiago Batisita from UBS maintained a Buy rating on the stock and raised the price target from $23 to $25. Earlier on December 12, Mario Pierry from Bank of America Securities reiterated a Hold rating on XP Inc. (NASDAQ:XP) with a $22 price target.

Wall Street maintains a positive sentiment, despite the stock price falling around 9.23% since the release of its fiscal Q3 2025 earnings on November 17. During the quarter, the company posted $875.65 million in revenue, reflecting 17.04% year-over-year growth and surpassing estimates by $11.84 million. The EPS of $0.46 also topped estimates by $0.01. Management noted 2025 to be a tough year for the Brazilian economy. However, despite the tough environment, the growth and earnings beat were attributed to the Corporate & Issuer Services segment, which reached a historic record high of BRL 729 million, reflecting 32% growth year-over-year.

Analyst Pierry of Bank of America Securities, who maintained a Hold rating on XP Inc. (NASDAQ:XP), noted that the challenges are expected to keep the revenue growth yield muted, along with an increase in B2C investment. He added that management expects 2026 earnings to grow by a modest 8%. In addition, the company will focus on standardizing Independent Financial Advisors’ services, which the analyst believes will help  the company in the long-term. However, the short-term outlook remains cautious, hence the Hold rating.

​XP Inc. (NASDAQ:XP) is a technology-driven financial services platform that operates primarily in Brazil, offering a wide range of low-fee products and services to both retail and institutional clients.