13D Filing: Stilwell Joseph and Provident Financial Holdings, Inc. (PROV)

1.

Names of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only).

Stilwell Value Partners VII, L.P.

2.

Check the Appropriate Box if a Member of a Group (See Instructions)

(a) x

(b)

3.

SEC Use Only

4.

Source of Funds (See Instructions) WC, OO

5.

Check if Disclosure of Legal Proceedings Is Required Pursuant to Items 2(d) or 2(e) ¨

6.

Citizenship or Place of Organization:

Delaware

Number of
Shares
Beneficially
Owned by
Each
Reporting
Person With

7. Sole Voting Power: 0

8. Shared Voting Power: 314,940

9. Sole Dispositive Power: 0

10. Shared Dispositive Power: 314,940

11.

Aggregate Amount Beneficially Owned by Each Reporting Person: 314,940

12.

Check if the Aggregate Amount in Row (11) Excludes Certain Shares (See Instructions) ¨

13.

Percent of Class Represented by Amount in Row (11): 4.1%

14.

Type of Reporting Person (See Instructions)

PN

Page 2 of 23 – SEC Filing