13 Most Profitable Growth Stocks to Buy Right Now

3. Nu Holdings Ltd. (NYSE:NU)

On March 4, Thiago Batista of UBS lowered Nu Holdings’s (NYSE:NU) price target from $18.4 to $17.2. Prior to that, on February 26, NU reported its fourth-quarter FY 2025 results, posting a net income of $895 million, reflecting a 50% increase from a year earlier. Return on equity for the quarter reached 33%. Quarterly revenue rose 45% year-over-year to $4.9 billion. Gross profit rose 38% to nearly $2 billion. Under a new methodology, the efficiency ratio fell below 20% for the first time, coming in at 19.9%. Total deposits climbed 29% to $41.9 billion.

With record originations of $4 billion during the quarter, unsecured lending balances exceeded $8 billion. Supported by the strongest quarterly growth in credit cards since 2023, the company’s credit portfolio expanded to $32.7 billion. The results include one-time items, with a $58 million tax-related gain partially offset by $29 million in charges linked to return-to-office costs and a levy in Mexico.

Founder, Chairman & CEO at NU, David Velez-Osomo, said 2026 will mark a key transition year as the company works to position itself as a global digital banking platform. He commented:

As we enter 2026, we see this as an inflection year. The year we begin transitioning from a Latin American leader to a global digital banking platform.

Nu Holdings Ltd. (NYSE:NU) operates as a digital banking platform provider across the United States, Mexico, the Cayman Islands, Colombia, and Brazil. The company provides spending solutions, including Nubank+ Tier, Nu credit and prepaid card, Ultraviolet credit and prepaid card, mobile payment solutions, and Nu Shopping. It also offers transactional solutions and savings & investing solutions.