13 Best Long Term Low Risk Stocks to Buy Now

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11. Brown & Brown, Inc. (NYSE:BRO)

Beta (5Y Monthly): 0.79

5-Year Return: 63.3%

On January 29, Keefe Bruyette analyst Meyer Shields moved Brown & Brown, Inc. (NYSE:BRO) up to Market Perform from Underperform, while cutting the price target to $73 from $80. The shift came after the Q4 earnings release and was largely tied to valuation. Shields said the stock’s current price already accounts for softer conditions in property and casualty insurance, including ongoing declines in property rates and slower increases on the casualty side.

Earlier, on January 26, the company reported higher adjusted profit for the fourth quarter, helped by stronger commission and fee income. Even so, the shares dropped nearly 6% as organic growth disappointed. Organic revenue slipped to $1.08 billion for the quarter ended December 31, compared with $1.11 billion a year earlier.

Industry demand, however, remains supportive. Both businesses and consumers continue to expand insurance coverage as climate-related and cyber risks grow, a trend that benefits large brokers like Brown & Brown. According to the Swiss Re Institute, global insured losses from natural disasters exceeded $100 billion in 2025 for the sixth straight year.

During the quarter, Brown & Brown reported a 36% increase in commissions and fees, which climbed to $1.58 billion. Total revenue rose to $1.61 billion, up from $1.18 billion in the same period last year.

Brown & Brown, Inc. (NYSE:BRO) provides insurance brokerage and risk management services, with a focus on property, casualty, and employee benefits offerings.

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