12 Dirt Cheap Stocks to Buy Now

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4. KB Financial Group Inc. (NYSE:KB)

KB Financial Group Inc. (NYSE:KB) is one of the dirt cheap stocks to buy now. On February 5, KB Financial Group reported the financial performance in 2025, reporting a 15.1% increase in net profit to KRW5.8 trillion. This was primarily fueled by a sharp 16% rise in non-interest income from capital gains and brokerage commissions, alongside the recovery from one-off customer compensation costs in the previous year.

KB Financial Group Inc. (NYSE:KB) ramped up its capital return strategy, declaring KRW1.580 trillion in total cash dividends for 2025, a 32% increase over 2024. For H1 2026, KB plans to return KRW2.82 trillion to shareholders through a combination of cash dividends and KRW1.2 trillion in share buybacks and cancellations. Management noted that the first round of buybacks, totaling KRW600 billion, would commence immediately to further enhance shareholder value.

Despite the overall profit growth, the group faced headwinds like a slight decline in net interest margin to 1.97% and a 15.6% increase in credit loss provisions due to economic volatility. Q4 earnings were also pressured by seasonal insurance performance and one-time ERP costs. Moving forward, the group aims to adapt to government stimulus policies by reallocating resources toward high-growth sectors like AI semiconductors and innovative small-to-medium enterprises to secure future earnings.

KB Financial Group Inc. (NYSE:KB) provides various banking and related financial services to consumers and corporations internationally. It operates through Retail Banking, Corporate Banking, Other Banking Services, Credit Card, Securities, Life Insurance, and Non-Life Insurance segments.

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