12 Best Places to Retire in Netherlands

Published on September 30, 2023 at 2:23 pm by Ghazal Ahmed in Lists, News, Retirement

This article looks at the 12 best places to retire in Netherlands. If you wish to skip our detailed analysis of how the Netherlands can pave the way for a healthy retirement, go to the 5 Best Places to Retire in Netherlands.

Netherlands: An Attractive Economy

According to Statistics Netherlands (CBS), the population of Netherlands is expected to reach 20 million by 2056. This population continues to expand despite a negative natural increase, primarily driven by significant immigration flows into the country. Q1 2023 recorded an influx of 27,400 people into the country following the outbreak of war in Ukraine. While immigrants from Ukraine have been coming into the country in large numbers, they aren’t the only ones. In fact, our research on most popular overseas retirement destinations reveals that as of 2022, over 4,000 Americans have been receiving their Social Security benefits from the country.

This doesn’t come as a surprise, considering that the Netherlands scores the highest in terms of quality of life. According to Numbeo, a large online database, the Netherlands has the highest quality of life with an index of 196.7, followed by Denmark (194.7) and Switzerland (193.6). Besides the high quality of living, the country offers a stable macroeconomic and political climate, strategic location, highly developed financial sector, strong labor force, and resilient infrastructure.

After a strong GDP growth in 2022, the economy of the Netherlands has slid into a recession, with real GDP decreasing by 0.4% in the first quarter and 0.3% in the second quarter. Due to high inflation rates eroding purchasing power, consumer spending has been declining as well. Nevertheless, the country remains focused on attracting foreign companies, with as many as 327 investment projects in 2022. The focus of attracting such foreign companies remains to strengthen ecosystems and contribute to sustained economic growth.

Minister of Economic Affairs and Climate Policy Micky Adriaansens states:

“Foreign companies are important to the Dutch economy. More than a quarter of the money in the Netherlands is earned there. Also, 20% of employees in the business sector works for a foreign company. That is why I wholeheartedly welcome foreign companies, especially if they can make our economy stronger, more innovative and more sustainable.”

In this context, the iShares MSCI Netherlands ETF (EWN) provides a compelling avenue for investors to navigate the intricacies of the Dutch equities market. EWN has delivered a notable 1-year return of 23.14%, outperforming the S&P 500’s 17.44% for the same period. However, the iShares MSCI Netherlands ETF (EWN) has delivered a 3-year return of 11.4%, while the S&P 500 has outperformed with a 3-year return of 16.37%, reflecting varying performance dynamics in the Dutch and U.S. markets.

Investors considering investing in the iShares MSCI Netherlands ETF (EWN) should exercise practical diversification strategies and not concentrate their investments solely on the Netherlands’ equity market. Complementing their portfolio with exposure to U.S. equities, particularly those represented by the S&P 500 index, can help mitigate risk and capture opportunities in Dutch and U.S. markets both.

Expatriates in the Netherlands

Owing to a high quality of life, prospects of economic growth in the future, and a diverse population, more and more expatriates are considering a move to the Netherlands. Those who wish to move to the country will be pleased to know that retirement in the Netherlands for expats is very much possible. Americans, particularly, are allowed visa-free entry into the country for 90 days. Those who wish to stay longer must apply for a permit.

While there is no specific Netherlands retirement visa available, one can obtain a residence permit at the Immigration and Naturalization Service (INS) after arrival. After the requirements are fulfilled, an individual can obtain a permit valid for five years. Retirement income for individuals must be sustainable to allow them to stay in the country. It must also be noted that an individual needs to have lived and worked in the Netherlands for five years before gaining permanent residency. This goes for both EU/EFTA and third-country citizens.

To retire to the country, individuals must also fulfill certain conditions. One requirement when retiring to the country is proof of sufficient funds. So, how much do you need to retire in the Netherlands? Overall, income for an individual retiree must be above or equal to the Dutch minimum wage. The current minimum wage in the Netherlands is €1,995.00, or $2,100 per month in 2023. Moreover, proof of health insurance is also a requirement when retiring to the country. There are two types of health insurance in the Netherlands: basisverzekering (basic health insurance) and aanvullende verzekering (additional health insurance).

While basic health insurance takes care of your GP costs, pharmacy bills, and emergency procedures, additional health insurance exists to cover less general procedures such as dental procedures, vision, and mental healthcare. The health ministry forecasts reveal that health insurance premiums will rise by an estimated €12 a month, taking the monthly average to around €150 for an adult. The rising cost of healthcare, particularly the pay of hospital staff by 13 to 15%, is the notable reason behind the increase. Individuals must check the new fees of all such insurance providers before choosing one.

Methodology

To compile the list of best places to retire in the Netherlands, we have used many sources such as Adam Fayed, Plan a Retirement, and Expats on the Move, amongst others. We also relied on forums such as Quora and Reddit to analyze the best places suggested by expat retirees living in the Netherlands.

A consensus approach was used to rank the places. A point was awarded to a place each time a source recommended it. Scores were summed up, and places were then ranked in ascending order from the lowest to the highest scores.

The cost of living figures discussed pertain to an individual retiree living in the Netherlands, including the rent of a one-bedroom apartment in the city/town center. The figures are sourced from International Living, Cost of Live, and Nomads List, amongst others.

Here are the best places to retire in Netherlands:

12. Maastricht

Insider Monkey Score: 2

Maastricht, located on the Southern tip of the Netherlands, is revered for its high quality of life, modern healthcare, and rich cultural heritage. The thriving city is home to 1,677 national heritage buildings (rijksmonumenten), the second-highest number in the Netherlands. Museums, galleries, theaters, and annual festivals keep retirees busy all year long. The scenic hills of Limburg and the Maas River add to the beauty and charm of Maastricht and offer plentiful recreational opportunities. The cost of living for an individual retiree is $1,270 on average.

11. Leiden

Insider Monkey Score: 3

Famous for its centuries-old architecture, charming city center, and rich cultural heritage, Leiden is a popular retirement destination in Netherlands. Retirees here can engage in lifelong learning at Leiden University, enjoy strolls in the city’s cobblestone streets, and explore the many galleries, music venues, and theaters. The city is conveniently located between the Netherlands’s largest cities, Amsterdam and The Hague, providing easy access to both. An individual retiree can live in Leiden on an average of $2,000 per month, with $1,000 spent on rent.

10. Delft

Insider Monkey Score: 3

The little university town of Delft, with its beautiful canals, historic buildings, and charming historic center, is one of the best places to retire in Netherlands for foreigners. It has access to modern healthcare facilities and services, a well-connected transportation system, and many parks and natural areas. Since Delft is a compact city, it’s quite walkable and bike-friendly too. On average, an retiree can anticipate spending $1,800 monthly in Delft.

9. Tilburg

Insider Monkey Score: 4

Retirees are drawn to Tilburg for its vibrant culture, quality healthcare, and many cultural attractions. It is conveniently located near cities such as Eindhoven, Breda, and ‘s-Hertogenbosch, providing access to a wider range of amenities. Retirees can engage in lifelong learning at Tilburg University, socialize with the expat community, or relax in the city’s natural landscapes. An individual retiree can expect to live in Tilburg for $2,806 on average.

8. Almere

Insider Monkey Score: 5

Almere, the youngest city in the Netherlands, has a lot to offer to retirees. The city boasts modern, well-planned infrastructure, an excellent healthcare system, and educational institutions that offer opportunities for lifelong learning. The city’s small-town atmosphere, complimented by natural features such as lush forests, serene lakes, and winding waterways, makes it one of the best places to retire in the Netherlands. Retirees can relish nature and culture in De Kemphaan, enjoy strolls in Almere Haven, appreciate performances and events at the KAF (Kunstlinie Almere Flevoland) Theater, and even relax on the scenic Almere Beach, an artificial gem that boasts stunning vistas. On average, an individual retiree can expect to live here on $2,400 per month.

7. Amsterdam

Insider Monkey Score: 6

Amsterdam holds a strong allure for retirees owing to its unique Dutch way of life; with beautiful canals, tall buildings, and many bicycles. Retirees love it for its vibrant arts and culture scene, relishing world-class museums such as the Rijksmuseum and the Van Gogh Museum. Numerous parks and green spaces offer a tranquil environment to relax in. The city also boasts a highly-regarded healthcare system. Being one of the most popular places to retire to, Amsterdam has a high cost of living. An individual expat needs an average of $4,000 to retire here.

6. Groningen

Insider Monkey Score: 6

An ancient city with a lively spirit, Groningen promises retirees an active lifestyle, a vibrant environment, and a haven to call home. It is one of the Netherland’s most bike-friendly cities, and individuals can explore the city and the surrounding countryside on their bicycles. Peaceful retreats such as Noorderplantsoen and Stadspark offer relaxing opportunities, while the charming villages and serene lakes add to the beauty and charm of retiring here. On average, individual expats can anticipate monthly living costs to be around $2,656.

Click to continue reading and see the 5 Best Places to Retire in Netherlands.

AI, Tariffs, Nuclear Power: One Undervalued Stock Connects ALL the Dots (Before It Explodes!)

Published on June 23, 2025 at by Inan Dogan, PhD

Artificial intelligence is the greatest investment opportunity of our lifetime. The time to invest in groundbreaking AI is now, and this stock is a steal!

AI is eating the world—and the machines behind it are ravenous.

Each ChatGPT query, each model update, each robotic breakthrough consumes massive amounts of energy. In fact, AI is already pushing global power grids to the brink.

Wall Street is pouring hundreds of billions into artificial intelligence—training smarter chatbots, automating industries, and building the digital future. But there’s one urgent question few are asking:

Where will all of that energy come from?

AI is the most electricity-hungry technology ever invented. Each data center powering large language models like ChatGPT consumes as much energy as a small city. And it’s about to get worse.

Even Sam Altman, the founder of OpenAI, issued a stark warning:

“The future of AI depends on an energy breakthrough.”

Elon Musk was even more blunt:

“AI will run out of electricity by next year.”

As the world chases faster, smarter machines, a hidden crisis is emerging behind the scenes. Power grids are strained. Electricity prices are rising. Utilities are scrambling to expand capacity.

And that’s where the real opportunity lies…

One little-known company—almost entirely overlooked by most AI investors—could be the ultimate backdoor play. It’s not a chipmaker. It’s not a cloud platform. But it might be the most important AI stock in the US owns critical energy infrastructure assets positioned to feed the coming AI energy spike.

As demand from AI data centers explodes, this company is gearing up to profit from the most valuable commodity in the digital age: electricity.

The “Toll Booth” Operator of the AI Energy Boom

It owns critical nuclear energy infrastructure assets, positioning it at the heart of America’s next-generation power strategy.
It’s one of the only global companies capable of executing large-scale, complex EPC (engineering, procurement, and construction) projects across oil, gas, renewable fuels, and industrial infrastructure.
It plays a pivotal role in U.S. LNG exportation—a sector about to explode under President Trump’s renewed “America First” energy doctrine.

Trump has made it clear: Europe and U.S. allies must buy American LNG.

And our company sits in the toll booth—collecting fees on every drop exported.

But that’s not all…

As Trump’s proposed tariffs push American manufacturers to bring their operations back home, this company will be first in line to rebuild, retrofit, and reengineer those facilities.

AI. Energy. Tariffs. Onshoring. This One Company Ties It All Together.

While the world is distracted by flashy AI tickers, a few smart investors are quietly scooping up shares of the one company powering it all from behind the scenes.

AI needs energy. Energy needs infrastructure.

And infrastructure needs a builder with experience, scale, and execution.

This company has its finger in every pie—and Wall Street is just starting to notice.

Wall Street is noticing this company also because it is quietly riding all of these tailwinds—without the sky-high valuation.

While most energy and utility firms are buried under mountains of debt and coughing up hefty interest payments just to appease bondholders…

This company is completely debt-free.

In fact, it’s sitting on a war chest of cash—equal to nearly one-third of its entire market cap.

It also owns a huge equity stake in another red-hot AI play, giving investors indirect exposure to multiple AI growth engines without paying a premium.

And here’s what the smart money has started whispering…

The Hedge Fund Secret That’s Starting to Leak Out

This stock is so off-the-radar, so absurdly undervalued, that some of the most secretive hedge fund managers in the world have begun pitching it at closed-door investment summits.

They’re sharing it quietly, away from the cameras, to rooms full of ultra-wealthy clients.

Why? Because excluding cash and investments, this company is trading at less than 7 times earnings.

And that’s for a business tied to:

The AI infrastructure supercycle
The onshoring boom driven by Trump-era tariffs
A surge in U.S. LNG exports
And a unique footprint in nuclear energy—the future of clean, reliable power

You simply won’t find another AI and energy stock this cheap… with this much upside.

This isn’t a hype stock. It’s not riding on hope.

It’s delivering real cash flows, owns critical infrastructure, and holds stakes in other major growth stories.

This is your chance to get in before the rockets take off!

Disruption is the New Name of the Game: Let’s face it, complacency breeds stagnation.

AI is the ultimate disruptor, and it’s shaking the foundations of traditional industries.

The companies that embrace AI will thrive, while the dinosaurs clinging to outdated methods will be left in the dust.

As an investor, you want to be on the side of the winners, and AI is the winning ticket.

The Talent Pool is Overflowing: The world’s brightest minds are flocking to AI.

From computer scientists to mathematicians, the next generation of innovators is pouring its energy into this field.

This influx of talent guarantees a constant stream of groundbreaking ideas and rapid advancements.

By investing in AI, you’re essentially backing the future.

The future is powered by artificial intelligence, and the time to invest is NOW.

Don’t be a spectator in this technological revolution.

Dive into the AI gold rush and watch your portfolio soar alongside the brightest minds of our generation.

This isn’t just about making money – it’s about being part of the future.

So, buckle up and get ready for the ride of your investment life!

Act Now and Unlock a Potential 100+% Return within 12 to 24 months.

We’re now offering month-to-month subscriptions with no commitments.

For a ridiculously low price of just $9.99 per month, you can unlock our in-depth investment research and exclusive insights – that’s less than a single fast food meal!

Here’s why this is a deal you can’t afford to pass up:

Access to our Detailed Report on our AI, Tariffs, and Nuclear Energy Stock with 100+% potential upside within 12 to 24 months
BONUS REPORT on our #1 AI-Robotics Stock with 10000% upside potential: Our in-depth report dives deep into our #1 AI/robotics stock’s groundbreaking technology and massive growth potential.
One New Issue of Our Premium Readership Newsletter: You will also receive one new issue per month and at least one new stock pick per month from our monthly newsletter’s portfolio over the next 12 months. These stocks are handpicked by our research director, Dr. Inan Dogan.
One free upcoming issue of our 70+ page Quarterly Newsletter: A value of $149
Bonus Content: Premium access to members-only fund manager video interviews
Ad-Free Browsing: Enjoy a month of investment research free from distracting banner and pop-up ads, allowing you to focus on uncovering the next big opportunity.
Lifetime Price Guarantee: Your renewal rate will always remain the same as long as your subscription is active.
30-Day Money-Back Guarantee: If you’re not absolutely satisfied with our service, we’ll provide a full refund within 30 days, no questions asked.

Space is Limited! Only 1000 spots are available for this exclusive offer. Don’t let this chance slip away – subscribe to our Premium Readership Newsletter today and unlock the potential for a life-changing investment.

Here’s what to do next:

1. Head over to our website and subscribe to our Premium Readership Newsletter for just $9.99.

2. Enjoy a month of ad-free browsing, exclusive access to our in-depth report on the Trump tariff and nuclear energy company as well as the revolutionary AI-robotics company, and the upcoming issues of our Premium Readership Newsletter.

3. Sit back, relax, and know that you’re backed by our ironclad 30-day money-back guarantee.

Don’t miss out on this incredible opportunity! Subscribe now and take control of your AI investment future!

Subscribe Now!

No worries about auto-renewals! Our 30-Day Money-Back Guarantee applies whether you’re joining us for the first time or renewing your subscription a month later!

Insider Monkey Ads

A New Dawn is Coming to U.S. Stocks

Published on June 13, 2025 at by Insider Monkey Staff

I work for one of the largest independent financial publishers in the world – representing over 1 million people in 148 countries.

We’re independently funding today’s broadcast to address something on the mind of every investor in America right now…

Should I put my money in Artificial Intelligence?

Here to answer that for us… and give away his No. 1 free AI recommendation… is 50-year Wall Street titan, Marc Chaikin.

Marc’s been a trader, stockbroker, and analyst. He was the head of the options department at a major brokerage firm and is a sought-after expert for CNBC, Fox Business, Barron’s, and Yahoo! Finance…

But what Marc’s most known for is his award-winning stock-rating system. Which determines whether a stock could shoot sky-high in the next three to six months… or come crashing down.

That’s why Marc’s work appears in every Bloomberg and Reuters terminal on the planet…

And is still used by hundreds of banks, hedge funds, and brokerages to track the billions of dollars flowing in and out of stocks each day.

He’s used this system to survive nine bear markets… create three new indices for the Nasdaq… and even predict the brutal bear market of 2022, 90 days in advance.

Click to continue reading…