12 Best Fintech Stocks to Invest In

7. Trupanion Inc. (NASDAQ:TRUP)

Trupanion Inc. (NASDAQ:TRUP) is one of the best fintech stocks to invest in. On February 12, Trupanion delivered the full-year 2025 financial report, highlighted by ~$1 billion in annual subscription revenue. Total revenue for the year grew 12% to over $1.4 billion, while net income reached $19.4 million, which was a sharp recovery from the $9.6 million net loss reported in 2024.

This financial turnaround was driven by a 15% annual subscription-adjusted operating margin and a 33% increase in adjusted operating income, as the company successfully aligned its pricing with rising veterinary costs and improved its per-pet margins. Q4 showcased continued operational strength, with subscription revenue rising 15% year-over-year to $261.4 million and average monthly retention climbing to 98.34%. Despite a 2% decrease in total enrolled pets, primarily due to a decline in the lower-margin other-business segment, subscription pets grew 5% to nearly 1.1 million.

Trupanion Inc. (NASDAQ:TRUP) issued a robust outlook for 2026, projecting total revenue between $1.55 and $1.582 billion. The company expects adjusted operating income to grow by approximately 19% at the midpoint, supported by continued pricing discipline and efficient expense management. While inflation in veterinary services remains a headwind, management is exploring new, lower-priced product offerings to address tighter pet owner budgets over the next 36 months.

Trupanion Inc. (NASDAQ:TRUP), together with its subsidiaries, provides medical insurance for cats and dogs on a subscription basis in the US, Canada, Continental Europe, and Australia. The company has two segments, Subscription Business and Other Business, and serves pet owners and veterinarians.