12 Best Fintech Stocks to Buy in 2025

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5. PayPal Holdings, Inc. (NASDAQ:PYPL)

Number of Hedge Fund Holders: 94

PayPal Holdings, Inc. (NASDAQ:PYPL) is a major player in the online payments industry. Its Venmo person-to-person payment network has emerged as a market leader, and its name, PayPal, has completely changed how customers pay for products both online and offline.

The company’s new leadership team is aggressively promoting growth by introducing a new advertising platform, Fastlane checkout, and efficiency improvements. PayPal Holdings, Inc. (NASDAQ:PYPL) has the financial flexibility to take advantage of opportunities as they arise since it has over $11 billion in cash and assets on its balance sheet and over $5 billion in free cash flow annually. There are currently 432 million active accounts with the company across more than 200 countries. Given its profitability and dominant position in the market, the industry is likely to continue to grow. It is ranked fifth on our list of the Best Fintech Stocks.

Strategically, the business is focusing on innovation to improve its position in payments and commerce. In 2024, PayPal Holdings, Inc. (NASDAQ:PYPL) introduced and grew several innovative services, such as PayPal Everywhere, Fastlane, PayPal Complete Payments, and new branded checkout experiences. The company launched PayPal Everywhere in September 2024. The company expanded its spending and greatly boosted the use of debit cards due to the invention. By 2025, it intends to introduce PayPal Everywhere into European markets.

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