12 Best Fintech Stocks to Buy in 2025

1. Visa Inc. (NYSE:V)

Number of Hedge Fund Holders: 181

Visa Inc. (NYSE:V) is a global financial technology and digital payments firm based in the United States. To help people, companies, banks, and governments in more than 200 countries and territories make electronic payments, the company provides a range of payment solutions, such as credit cards, debit cards, and payment processing. The firm offers its products and services on mobile devices, laptops, tablets, and cards.

The company announced +10% revenue growth and +14% adjusted earnings per share growth, led by a +16% increase in cross-border payment volumes. It is astounding how many payment transactions and volumes Visa Inc. (NYSE:V) processes worldwide: $13.4 trillion in 2024, with 240 billion transactions. Despite this massive scale, there are still huge, unexplored potential markets, especially in the form of cash and checks that are still in circulation, which total, surprisingly, $11 trillion. Conventional banks that offer Visa-branded credit cards are at the center of this activity. However, its volumes are being driven outside traditional consumer payments by increasingly common payment methods, including peer-to-peer, business-to-consumer, and even business-to-business. The business still has plenty of room to grow at an attractive rate and provide value to its network in the years to come, as it is the Best Fintech Stock.

At the end of the quarter, Visa Inc. (NYSE:V) had over $16 billion in cash and cash equivalents. Its operating cash flow increased from $3.6 billion to $5.4 billion in the previous year. Additionally, the business paid out $5.1 billion in dividends and share repurchases to its stockholders. It has increased its dividend for 16 years in a row.

Overall, V ranks first among the 12 Best Fintech Stocks to Buy in 2025. While we acknowledge the potential of fintech companies, our conviction lies in the belief that AI stocks hold greater promise for delivering higher returns, and doing so within a shorter time frame. There is an AI stock that went up since the beginning of 2025, while popular AI stocks lost around 25%. If you are looking for an AI stock that is more promising than V but that trades at less than 5 times its earnings, check out our report about this cheapest AI stock.

READ NEXT: 20 Best AI Stocks to Buy Now and 30 Best Stocks to Buy Now According to Billionaires.

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