12 Best Fintech Stocks to Buy in 2025

2. Mastercard Incorporated (NYSE:MA)

Number of Hedge Fund Holders: 151

In 2024, Mastercard Incorporated (NYSE:MA) processed about $10 trillion in transactions, making it the second-largest payment processor globally. The firm processes transactions in more than 150 currencies and has operations in more than 200 countries. The stock surged by more than 15% in the past year, making it one of the Best Fintech Stocks.

Mastercard Incorporated (NYSE:MA) reported $3.3 billion in net income and $3.64 earnings per share in the fourth quarter of 2024. Revenue reached $7.5 billion, up 14% from the previous year, while gross dollar volume and buy volume grew by 12% and 13%, respectively. The number of Mastercard and Maestro-branded cards in use was 3.5 billion by the end of 2024. The company paid $606 million in dividends and repurchased 6.5 million shares for $3.4 billion in Q4.

Mastercard Incorporated (NYSE:MA) announced on March 17 that it has partnered with ICBA Payments to improve card services for 1,400 community banks by implementing digital wallets, contactless payments, and 8-digit BINs. As part of the agreement, the business will handle communications and offer joint marketing assistance as ICBA Payments seamlessly transforms its programs.

Will Nance, a Goldman Sachs analyst, maintained a Buy recommendation on Mastercard Incorporated (NYSE:MA) shares and increased the price objective from $628 to $633. Financial technology firms have historically underperformed going into Q1 earnings because the macro picture “now appears much cloudier,” the analyst writes in a research note to investors. Goldman continues to value “higher beta names with idiosyncratic stories” but is “incrementally becoming more constructive on the more defensive names.”