12 Best Digital Currency and Payments Stocks to Buy Right Now

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1. Visa Inc. (NYSE:V)

Number of Hedge Fund Holders: 179 

Analysts’ Upside Potential as of February 7: 20.29%

Visa Inc. (NYSE:V) is among the Best Digital Money Stocks. 

According to a January 29, 2026, Bloomberg report, Visa Inc. (NYSE:V) reported fiscal first-quarter earnings that surpassed analyst forecasts. This was due to strong Christmas spending, driving an 8% year-over-year boost in payment volumes. The adjusted earnings per share were $3.17, which was 15% more than the previous year and higher than the $3.14 Bloomberg consensus projection. The quarter’s net sales of $10.9 billion exceeded forecasts as well. The company stated that revenue growth was fueled by solid consumer spending, a strong holiday season, and ongoing growth in value-added services, commercial transactions, and payment solutions.

The corporation reiterated its forecast of low-double-digit percentage growth in net revenue for the entire year. Amid growing regulatory clarity, the firm announced in December that it would allow stablecoin settlement on its US network. The company and Mastercard also agreed on a merchant fee. Furthermore, Visa Inc. (NYSE:V) revealed that US customers can use their rewards points to finance President Donald Trump’s children’s savings accounts.

Visa Inc. (NYSE:V) offers digital payment services. Furthermore, it makes global commerce simpler by transferring information and value across a worldwide network of firms, financial institutions, government agencies, merchants, consumers, and key partners.

While we acknowledge the potential of V to grow, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than V and that has 100x upside potential, check out our report about this cheapest AI stock.

READ NEXT: 20 Best AI Stock To Buy Now and 30 Best Stocks to Buy Now According to Billionaires.

Disclosure: None. 12 Best Digital Currency and Payments Stocks to Buy Right Now is originally published on Insider Monkey. Insider Monkey focuses on uncovering the best investment ideas of hedge funds and insiders. Please subscribe to our free daily e-newsletter to get the latest investment ideas from hedge funds’ investor letters by entering your email address below.

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