In this article, we will discuss: 12 Best Digital Currency and Payments Stocks to Buy Right Now.
According to Deloitte’s Digital Assets and Payments Research Report released on January 19, growing regulatory clarity is changing digital asset and payment strategies. Assisted by U.S. clarity and the EU’s MiCA system, the worldwide supply of stablecoins totaled $273 billion by December 2025, up 47% year over year. By the end of 2026, UK regulations are anticipated. Under current banking regulations, tokenized deposits have entered pilot and early live stages, during which banks are considering service offerings, integration, or issuance. These tools will work together to meet various business and international payment requirements, as per the aforementioned research.
However, the report cautioned that high compliance requirements would restrict the amount of money that can be invested. Costs could go up due to UK payment changes and EU PSD3 regulations. These are expected to be implemented in mid-2026. One major risk mentioned is fraud reimbursement. Scale may be limited by the proposed stablecoin safeguards from the Bank of England, such as reserve and holding limitations. Higher regulatory burdens and more stringent financial requirements apply to non-bank businesses.
With that said, here are the 12 Best Digital Currency and Payments Stocks to Buy Right Now.
Our Methodology
We sifted through the online rankings to form an initial list of the 20 Best Digital Currency and Payments Stocks to Buy Right Now. From the resultant dataset, we chose the 12 Best Digital Currency and Payments Stocks with the highest number of hedge fund holders for each stock using Insider Monkey’s database of hedge funds as of Q3 2025. We also considered the analysts’ upside potential as of February 7. Finally, we ranked these stocks in ascending order based on hedge funds.
Why are we interested in the stocks that hedge funds pile into? The reason is simple: our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds. Our quarterly newsletter’s strategy selects 14 small-cap and large-cap stocks every quarter and has returned 427.7% since May 2014, beating its benchmark by 264 percentage points (see more details here).
12. Global Payments Inc. (NYSE:GPN)
Number of Hedge Fund Holders: 53
Analysts’ Upside Potential as of February 7: 29.65%
Global Payments Inc. (NYSE:GPN) is among the Best Digital Money Stocks.
TheFly stated on January 16, 2026, that Stephens kept its Equal Weight rating. It reduced its price target for Global Payments Inc. (NYSE:GPN) from $95 to $90. The modification was included in the company’s Financial Technology group outlook note for 2026. According to the analyst, 2025 was a difficult year for the firm as well as the larger payments and IT services industry. Stephens anticipates a positive outlook for the industry in the upcoming year.
Cantor Fitzgerald began covering Global Payments Inc. (NYSE:GPN) on January 27, 2026, with a price objective of $80 and a neutral rating. According to the corporation, for the purpose of better serving clients, it is pursuing a divestment and refresh plan that includes selling non-synergistic divisions and combining internal platforms. The longer-term organic growth algorithm of the corporation is anticipated to be lower than its most recent medium-term guidance, Cantor remarked.
The stock is down by 5.65% YTD as of February 5, 2026.
Global Payments Inc. (NYSE:GPN) is a company that provides software and payment technology solutions. It works through two segments: Merchant Solutions and Issuer Solutions.
11. Affirm Holdings, Inc. (NASDAQ:AFRM)
Number of Hedge Fund Holders: 60
Analysts’ Upside Potential as of February 7: 55.67%
Affirm Holdings, Inc. (NASDAQ:AFRM) is among the Best Digital Money Stocks.
Daniel Perlin, an analyst at RBC Capital, reduced Affirm Holdings, Inc. (NASDAQ:AFRM)’s price objective from $87 to $77 and kept his Sector Perform rating, as reported by TheFly, February 06, 2026. As stated by the firm, the company targeted 0% APR offers, which boost merchant gross merchandise value while preserving unit economics that sustain margins, exhibiting the corporation’s sustained outstanding product engineering. RBC pointed out that the company’s projection points to a slowdown but noted that a significant business client switched to its own wallet platform during the first quarter, which impacted revenues.
Moshe Orenbuch, a TD Cowen analyst, lowered Affirm Holdings, Inc. (NASDAQ:AFRM)’s price objective from $110 to $95 on the same day. It reaffirmed Buy recommendation on the stock. The company reported a solid second-quarter earnings beat, fueled by impressive margin and revenue performance. As stated by TD Cowen, management is confident that new initiatives and tactics will sustain strong sales growth and profit margins in the future.
Affirm Holdings, Inc. (NASDAQ:AFRM) runs a digital and mobile-first business platform. The platform comprises three main components: a consumer-focused app, merchant commerce solutions, and a point-of-sale payment system for customers.
10. Block, Inc. (NYSE:XYZ)
Number of Hedge Fund Holders: 64
Analysts’ Upside Potential as of February 7: 52.97%
Block, Inc. (NYSE:XYZ) is among the Best Digital Money Stocks.
Bloomberg News, citing sources familiar with the situation, stated on February 8, 2026, that Block, Inc. (NYSE:XYZ), Jack Dorsey’s fintech startup, is considering laying off as much as 10% of its employees during yearly performance assessments. The firm refrained from commenting right away, and Reuters was unable to independently confirm the report.
In the face of economic uncertainty and growing competition in the payments industry, the firm, which enables bitcoin purchases by purchasing and reselling the cryptocurrency at a slight premium, fell short of Wall Street projections for third-quarter profit. In the third quarter, growth in Block, Inc. (NYSE:XYZ)’s Square category, which provides payment solutions to small and medium-sized businesses, dropped to 9%. The company is set to publish fourth-quarter earnings after market hours on February 26.
Separately, TheFly reported on February 5, 2026, that Citi had reset its price target for Block, Inc. (NYSE:XYZ) to $85 from $105. It kept a Buy rating. This was done ahead of the same results announcement and anticipated a 19% increase in gross profit.
Block, Inc. (NYSE:XYZ) offers merchants payment services and other related services. The company also established Cash App, a person-to-person payment network. It works through the Square and Cash App segments.
