11 Best Long Term Low Risk Stocks to Invest in

6. United Bancorp, Inc. (NASDAQ:UBCP)

EPS next 5Y: 12.33%

Beta: 0.41

United Bancorp, Inc. (NASDAQ:UBCP) features in our list of 11 best long term low risk stocks to buy. The company’s shares saw a decline in the last month following major stock moves by the top executives.

Based in Ohio, United Bancorp, Inc. (NASDAQ:UBCP) is the bank holding company for Unified Bank. The company offers both commercial and retail banking services, including commercial, real estate, consumer loans, and deposit accounts. Its operations span eastern Ohio and northern West Virginia. Founded in 1902, the company serves local communities from a full-service branch and a loan production office.

During May 2025, United Bancorp, Inc. (NASDAQ:UBCP)’s top executives engaged in major purchases. The company’s Chair of the Board, President & CEO, Scott Everson, purchased 2,197 shares in a transaction valued at $29,923.

Director Gary Glessner also acquired 3,497 shares valued at $47,629. SVP CFO Randall Greenwood purchased 1,006 shares priced at a total of $13,701. Director Bethany E Schunn made a purchase as well, for 836 shares valued at $11,386. Director Brian M Hendershot made another significant purchase, acquiring 2,207 shares valued at $30,059. And finally, Director John Hoopingarner acquired 927 shares for $12,625.

These insider transactions suggest high confidence in the company’s future growth. However, the monthly performance of the stock faced a slight decline, and the stock was available at $13.75 per share as of July 22, 2025.

The stock still stands ideal for conservative long‑term investors seeking risk‑aware portfolio expansion as it combines steady stability with low beta 0.41 and solid projections, forecasting 12.33% EPS growth over five years.