10 Worst Performing Fintech Stocks to Buy According to Analysts

7. PayPal Holdings, Inc. (NASDAQ:PYPL)

Year-to-Date Performance: -17.56%

Average Price Target Upside Potential According to Analysts: 33.00%

Number of Hedge Fund Holders: 94

PayPal Holdings, Inc. (NASDAQ:PYPL) is an American multinational financial technology company that offers online payment solutions in approximately 200 markets around the world. The company operates an online payment system and offers digital payments to consumers and businesses. PayPal Holdings, Inc. (NASDAQ:PYPL) ranks among the worst-performing stocks to buy in the fintech sector.

The company is strategically focused on innovation to drive growth and further strengthen its position in payments and commerce. In 2024, the company introduced new branded checkout experiences, launched PayPal Everywhere, rolled out Fastlane, and expanded PayPal Complete Payments. With PayPal Complete Payments, PayPal Holdings, Inc. (NASDAQ:PYPL) is creating an end-to-end suite of solutions to address the needs of small businesses. In September 2024, the company introduced PayPal Everywhere. PayPal Holdings, Inc. (NASDAQ:PYPL) reported that this is driving significant growth in debit card adoption and opening new categories of spend. As a result, the company added over 1.5 million first-time PayPal debit card users in Q4 2024 and debit card total payment volume (TPV) increased nearly 100% in the quarter. PayPal Holdings, Inc. (NASDAQ:PYPL) aims to expand PayPal Everywhere to a number of European markets in 2025.