10 Stocks Under $5 That Will Explode

Page 4 of 4

6. Repay Holdings Corporation (NASDAQ:RPAY)

Repay Holdings Corporation (NASDAQ:RPAY) is included in our list of the best penny stocks set to explode.

As of April 6, 2026, 71% of covering analysts rate Repay Holdings Corporation (NASDAQ:RPAY) as a “Buy”, with a $7 consensus price target on the stock, implying an upside of 171.84%.

A $372 million all-cash transaction to acquire KUBRA Data Transfer was announced by Repay Holdings Corporation (NASDAQ:RPAY) on March 30, 2026. With this, the company aims to increase its scale in bill payments and customer interactions.

With over $548 million in revenue and $178 million in adjusted EBITDA in 2025, the combined company is anticipated to process over $130 billion in yearly payments.

Repay Holdings Corporation (NASDAQ:RPAY) expects the combined entity to generate $15 million or more in annual run-rate cost synergies, $5 million or more in technology savings over a three-year period, and $5 million or more in revenue potential by 2028.

By 2028, Repay Holdings Corporation (NASDAQ:RPAY) anticipates a 25% increase in free cash flow, and within 18 months, leverage at closing is expected to drop from 4x to less than 3x. The transaction is anticipated to close in Q2 2026 and is supported by a $500 million term loan, including a $100 million undrawn revolver.

Repay Holdings Corporation (NASDAQ:RPAY) is a payment technology company offering integrated solutions that enable businesses to accept and send electronic payments, serving sectors such as personal loans, auto finance, and B2B through its Consumer and Business Payments segments.

While we acknowledge the potential of RPAY to grow, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than RPAY and that has 100x upside potential, check out our report about the cheapest AI stock.

Click to continue reading and see the 5 Stocks Under $5 That Will Explode.

Disclosure: None. Follow Insider Monkey on Google News.

Page 4 of 4