10 Most Undervalued Stocks to Buy and Hold for 10 Years

8. Upstart Holdings Inc. (NASDAQ:UPST)

Number of Hedge Fund Holders: 41

Upstart Holdings Inc. (NASDAQ:UPST) is among the 10 most undervalued stocks to buy and hold for 10 years.

On March 4, Needham lowered its price target on Upstart Holdings Inc (NASDAQ:UPST) to $40 from $56 while maintaining a Buy rating. The firm adjusted its modeling approach for Upstart Holdings Inc (NASDAQ:UPST) shares to incorporate monthly origination data, aligning with the company’s recent change in reporting methodology. The analyst also said its price target reduction reflects the compression of growth multiples in the broader fintech sector.

Needham said that Upstart Holdings Inc (NASDAQ:UPST) started the fiscal year 2026 strong, adding that it remains confident the company is well-positioned to meet or exceed current guidance. Upstart Holdings Inc (NASDAQ:UPST) reported February originations of $1.075 billion, representing 61% year-over-year growth. January originations rose 51% year-over-year. This strong momentum aligns with the company’s 59% revenue growth over the last twelve months.

Meanwhile, on March 6, Morgan Stanley analyst James Faucette maintained his Hold rating on Upstart Holdings Inc (NASDAQ:UPST) and the $45 price target.

Upstart Holdings Inc (NASDAQ:UPST) operates a cloud-based artificial intelligence lending platform that processes unsecured personal loans, small-dollar loans, HELOCs, and auto refinance and auto retail loans.