10 Best Low Risk Stocks to Buy Now

2. Qfin Holdings, Inc. (NASDAQ:QFIN)

Upside Potential as of September 25, 2025: 61.11%

In the second quarter, Exchange Traded Concepts LLC acquired a new stake in Qfin Holdings, Inc. (NASDAQ:QFIN) following the purchase of 41,663 shares. According to the recent filing with the SEC, the firm’s investment in the company is now about $1,807,000.

Although there are regulatory and macroeconomic risks, Qfin Holdings, Inc. (NASDAQ:QFIN) is considered a highly profitable fintech company set to benefit from robust AI- and data-driven initiatives. Every successful company owes a lot to its management, and here the focus is on multiple growth plans and sustainable shareholder returns.

The financials of Qfin Holdings, Inc. (NASDAQ:QFIN) speak volumes, with three- and five-year returns delivered by the company outperforming the market’s averages by 120.20% and 205.03%, respectively. With that being said, the numbers are expected only to grow given the company’s exceptional capital returns through buybacks and dividends, along with an industry-leading level of profitability.

Qfin Holdings, Inc. (NASDAQ:QFIN), founded in 2016, is a company that provides an AI-driven credit-tech platform through the Qifu Jietiao brand. With a commitment to contributing to global digital governance, this Chinese giant serves many micro-to-small enterprises, institutions, and consumers.